I was advised today by my lender that my Rushden the law firm I have appointed is not on the mortgage company Conveyancing panel. How can I be certain whether this is indeed the case?

The first thing you need to do is to contact your Rushden lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may recommend you to a Rushden conveyancing firm that is on the conveyancing panel for your lender.

My husband and I are buying a new build apartment in Rushden and my solicitor is telling me that she is duty bound to the lender to disclose incentives from the builder. The Estate Agents are hassling me to exchange and I would rather not delay matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial land in Rushden?

Its becoming the norm that commercial conveyancing solicitors in Rushden will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Rushden. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Rushden.

For each commercial conveyancing transaction in Rushden it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Rushden commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Rushden.

Over the last few months I have been searching for a flat up to £245,000 and found one close by in Rushden I like with amenity areas and transport links in the vicinity, however it only has 61 years on the lease. I can't really find anything else in Rushden for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

Been reading online that Rushden solicitors are more costly than licensed conveyancers in Rushden when it comes to purchasing a property. So is it better if I use a conveyancer or a solicitor if I am purchasing for my home move in Rushden.

When it comes to conveyancing in Rushden the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.