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Find a Rushden Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rushden? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rushden conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rushden conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Rushden

We are planning to acquire a property and require a conveyancing solicitor in Rushden who is on the Nottingham solicitor panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Rushden.

I have decided to exercise my right to buy my property in Rushden off the council. I have a mortgage offer with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.

I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, RBS are being difficult. The Rushden solicitor who is on the RBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

About to purchase apartment in Rushden. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rushden conveyancing practitioner is on the Principality conveyancing panel.

I bought my home on 4 September and my personal details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Rushden said it will be dealt with in a couple of weeks. Are properties in Rushden particularly slow to register?

As far as conveyancing in Rushden is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timeframes can vary depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any other persons or bodies. At present in the region of 80% of such applications are fully dealt with within two weeks but occasionally there can be longer hold-ups. Registration takes place after the purchaser has moved in to the premises so registration formalities is not typically an essential issue but if there is a degree of urgency associated with the registration then you or your conveyancer must contact the land registry and explain the circumstances.

I am using a search engine for the words cheap conveyancing in Rushden it shows results of numerous solicitorslocally. With so much choice what is the best way to find the suitable solicitor for the sale of my house?

The ideal way of choosing the right conveyancer is through a personal testimonial, so ask friends and relatives who have acquired a property in Rushden or the reputable estate agent or financial adviser. Costs for conveyancing in Rushden vary, so it's a good idea to obtain at least three fee calculations from different companies. Dont forget to clarify what costs in the quote includes.

Do you have any advice for leasehold conveyancing in Rushden with the intention of speeding up the sale process?

  • Much of the delay in leasehold conveyancing in Rushden can be bypassed where you get in touch lawyers as soon as your agents start advertising the property and ask them to put together the leasehold information which will be required by the buyers’ representatives.
  • You believe that you know the number of years remaining on your lease but you should double-check by asking your conveyancers. A buyer’s conveyancer will not be happy to advise their client to to exchange contracts if the lease term is below 75 years. In the circumstances it is essential at an early stage that you consider whether the lease term requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. If you have had any disputes with your freeholder or managing agents it is essential that these are resolved before the property is marketed. The purchasers and their solicitors will be reluctant to purchase a property where there is a current dispute. You may need to swallow your pride and pay any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to reveal the dispute as over rather than unresolved. If you are supposed to have a share in the freehold, you should make sure that you are holding the original share certificate. Obtaining a re-issued share certificate can be a lengthy process and frustrates many a Rushden home move. If a duplicate share certificate is needed, do contact the company director and secretary or managing agents (if relevant) for this at the earliest opportunity.

Leasehold Conveyancing in Rushden - A selection of Questions you should ask before Purchasing

    This question is helpful as a) areas can cause problems for the block as the common areas may begin to deteriorate if maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will wish to know about it How long is the Lease? The best form of lease arrangement is if the freehold reversion is in the ownership of the leaseholders. In this scenario the leaseholders enjoy control and notwithstanding that a managing agent is often employed if it is larger than a house conversion, the managing agent employed by the leaseholders.

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