I am obtaining a offer of a home loan from Nat West. I intend to use a Licensed Conveyancer in Burton Latimer. Does the Nat West Conveyancing panel include Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

I have recentlybecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Burton Latimer for a purchase of a freehold house 12 months ago. How can I establish that the property is not still registered in the name of the former proprietor?

The quickest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Burton Latimer conveyancing specialists.

I'm purchasing a new build house in Burton Latimer with the aid of help to buy. The sellers would not move on the price so I negotiated 6k of extras instead. The house builders rep told me not reveal to my conveyancer about this extras as it could impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, chain free conveyancing. Burton Latimer is the location of the property. Can you shed any light on this issue?

Flying freeholds in Burton Latimer are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Burton Latimer you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burton Latimer may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

What does commercial conveyancing in Burton Latimer cover?

Commercial conveyancing in Burton Latimer incorporates a broad array of services, supplied by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.