Can the conveyancing solicitors that are recommend execute auction conveyancing in Thrapston?
There are a few niche solicitors we can put you in touch with those conducting auction conveyancing. Thrapston is just one of the many locations in which our lawyers have offices.
This question may be naive but I am new to the house moving as FTB of a ground floor flat in Thrapston. Do I receive the keys to the premises on the completion date from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Thrapston?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you will be able to receive the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
We are planning to move house in September. Does my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Thrapston. Conveyancing firm was chosen before I stumbled across your site.
On the day of completion you will need to pick up the keys from the estate agent but this can only happen after the vendors conveyancers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you will need to advise the removal men that they can start moving you in. We do not recommend a particular removal company but can help you locate a conveyancing in Thrapston or a legal practice that specialises in conveyancing in Thrapston.
It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Thrapston bank branch on numerous occasions and was told it wasn't a problem and they would lend. My Thrapston conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their published requirements. I have no idea who is right.
Your conveyancing practitioner has to comply with the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am buying a new build apartment in Thrapston. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Thrapston
Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
Due to the encouragement of my in-laws I had a survey completed on a house in Thrapston ahead of appointing conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks will refuse to give a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Thrapston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thrapston to see if the conveyancing costs will increase in light of this.
My wife and I plan to acquire our first property in Thrapston. Conveyancing lawyer has been selected. The broker suggested that a survey is not necessary as the house was only built in 1997.
As the bare minimum you need a Home Buyer's Report. Given the property is over ten years old the property will be without a warranty, so you don't want to take a risk. For a property that age with no signs of problems a Home Buyer's report could be sufficient. The report should highlight any obvious problems and suggest further investigation where appropriate. Where there are any indications of material issues obtain a full structural survey.