I am in a contract race with another buyer for a property in Corby. What can I do to speed up matters?

First, If the seller is applying a tight deadline to sign contracts it is highly recommended that your lawyer is familiar with the area as they will have local connections and knowledge. It is possible that they may have handled previousproperties in the same neighbourhood. You would be best advised to use a Corby conveyancing solicitor. Second, check that the conveyancing firm is on the lender panel. It is claimed that 18% of Corby conveyancing deals are held up or jeopardised after finding out that a purchaser’s solicitor was not on their mortgage lender’s list of approved solicitors. In many cases this discovery resulted in the buying process being delayed by an average of three weeks. It is claimed that this issue impacts in the region of one hundred thousand home sales every year. Most Corby conveyancing practices can not represent certain banks so do check as early as possible.

My husband and I are buying a purpose built apartment in Corby with a mortgage from HSBC Bank.We like our Corby conveyancing solicitor but HSBC Bank advised that his firm is not listed on their approved list of firms. we are left little option but to use a HSBC Bank panel lawyer or retain our local solicitor and pay for a HSBC Bank panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The home loan offered to you contains various provisions, a common one being that solicitors will be on the HSBC Bank approved list. in the past, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for HSBC Bank

I have justbecome aware that Action Conveyancing have been shut down. They conducted my conveyancing in Corby for a purchase of a freehold house 18 months ago. How can I establish that my home is in my name in the name of the former proprietor?

The quickest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Corby conveyancing specialists.

Due to the guidance of my in-laws I had a survey completed on a house in Corby before appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders tend refuse to give a loan on such a premises.

It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Corby. Conveyancing will be smoother if you use a solicitor in Corby especially if they are accustomed to such properties in Corby.

I'm buying a flat in Corby. I can find my conveyancer's company on the CLC list, but I can't locate my conveyancer's name on the list. Should I be concerned?

Not all staff in the law firm must be listed by the regulator. As long there is someone qualified to 'oversee' the conveyancing, the actual day-to-day activity can be conducted by unlicensed staff.