My solicitor has identified a a legal deficiency with the lease for the property we are buying in Ketton. The seller’s lawyers have put forward defective title insurance as a solution. We are happy with insurance and will pay for it. Our property lawyer says that he must be satisfied that the mortgage company is content with this solution. Are we the client or is the lender?

Regardless of the fact that you have a mortgage offer from the bank does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the bank are the client. The appropriate lender specifications have to be complied with.

At what point will exchange of contracts take place for sale conveyancing in Ketton and am I required to attend the solicitors branch?

If you are local to one of the conveyancing solicitors in Ketton you are invited in to sign the paperwork. However, the law practices we work with supply countrywide coverage for conveyancing and provide just as comprehensive and professional a job for you when communicating with you by post or email. The signing of the property agreement is not when everything is set in stone. A signed contract simply enables the conveyancer to officially exchange at the suitable time, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Ketton)to be in the office at the appropriate time.

What is the optimum way to find out if the solicitor conducting my conveyancing in Ketton is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus spending £192.00 in additional conveyancing invoice.

Feel free to make use of the search tool on this page. Pick the mortgage company and type ‘Ketton’ or your location and you will be presented with numerous solicitors located in Ketton or by proximity to you.

The estate agent has sent us the confirmation of our purchase of a new build flat in Ketton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Ketton

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

We are 14 days into a leasehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Ketton. I am am starting to be frustrated with the quality of service. Can you you assist me in finding new conveyancers?

They would need to be very poor to suggest changing them. Has the mortgage been generated? If so you must advise them of the new contact details and get the mortgage documents are re-issued. The solicitor ideally needs to be on the lenders approved list to avoid added charges and complications. That should be your first question of the new conveyancers. The find a solicitor tool will help you find a bank approved solicitor for your home move in Ketton