Our grandson is in the process of securing a house that has just been built in Edith Weston with a mortgage from Coventry BS. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Coventry BS conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Coventry BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Have just purchased a repossessed house at auction in Edith Weston. Conveyancing is required. What is next?

Given that you are now legally committed yourself to purchase you will need to choose a conveyancing lawyer as a matter of priority as you will have a tight deadline in which to complete the property. Every auction property will ordinarily have a bespoke legal set of papers. This should include evidence of title and search results. If you have purchased leasehold premises the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must give this to the solicitor working for you ASAP. Do make sure that that you have the requisite funding organised to complete on the date specified in the contract.

We are getting the release of further monies on our mortgage from Co-operative as we want to conduct improvements to our home in Edith Weston. Do we need to choose a bricks and mortar Edith Weston solicitor on the Co-operative conveyancing panel to deal with the paperwork?

Co-operative don't usually appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative list.

I have instructed a Edith Weston solicitor having made sure that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?

Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Edith Weston postcode. As you are getting a mortgage with Barclays, you could contact them to see if they have a list of approved surveyors in Edith Weston.

I opted to have a survey done on a house in Edith Weston before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some banks will not grant a mortgage on a flying freehold home.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Edith Weston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Edith Weston to see if the conveyancing costs will increase in light of this.

My husband and I may need to let out our Edith Weston 1st floor flat temporarily due to a career opportunity. We instructed a Edith Weston conveyancing firm in 2001 but they have closed and we did not think at the time get any advice as to whether the lease permits subletting. How do we find out?

A lease governs relations between the freeholder and you the flat owner; in particular, it will indicate if subletting is not allowed, or permitted but only subject to certain conditions. The rule is that if the lease contains no specific ban or restriction, subletting is allowed. Most leases in Edith Weston do not prevent strict prohibition on subletting – such a clause would undoubtedly devalue the flat. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.

Edith Weston Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

What restrictions are contained in the Edith Weston Lease? The majority of Edith Weston leasehold properties will have a service bill for the upkeep of the block set on behalf of the management company. If you purchase the apartment you will have to pay this charge, normally in instalments throughout the year. This could differ from a few hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a ground rent to be met yearly, ordinarily this is not a exorbitant sum, say about £25-£75 but you should to check as sometimes it can be surprisingly expensive. Who is in charge of the block?

I happen to be an executor of my recently deceased mum’s Will, with a property in Edith Weston which is to be marketed. The property has never been registered at the Land Registry and I'm advised that some estate agents will insist that it is in place before they'll move forward. What's the procedure for this?

In the circumstances you refer to it seems sensible to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.