It has come to my attention via my financial adviser that my Colsterworth solicitor is not on the mortgage company Solicitor panel. How can I be certain if this is indeed the case?
You need to call your Colsterworth lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. If they are not on the panel they may be able to suggest a Colsterworth conveyancing firm that is on the conveyancing panel for your lender.
It is a dozen years since I bought my house in Colsterworth. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate the deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be with your mortgage company or they could be in the possession of the lawyers who acted in the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Colsterworth relates to registered property but in the rare situation where your home is not registered it is more problematic but is not insurmountable.
What is the difference between a licensed conveyancer and conveyancing solicitor in Colsterworth
There are many recorded licenced Conveyancers in Colsterworth and Solicitor firms in Colsterworth offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. They may both also handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I just acquired a house at auction in Colsterworth. Conveyancing is necessary. What happens now?
Now that you are exchanged you must hire the services of a conveyancing practitioner as a matter of urgency as you will have a pending a drop dead date to complete the transaction. Every auction property will ordinarily have an associated legal pack. This should include most,if not all of the paperwork that your lawyer will need. If you have purchased leasehold property the auction papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You should give this to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in place to complete on the date specified in the contract.
My wife and I purchasing a detached bungalow in Colsterworth. Our aim is to carry out an extension to the side at the house.Will the conveyancing process include investigations to ascertain if these alterations are permitted?
Your property lawyer should check the registered title as conveyancing in Colsterworth will on occasion identify restrictions in the title documents which restrict certain changes or require the permission of another owner. Some extensions require local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
My colleague recommended that where I am purchasing in Colsterworth I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Colsterworth conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Colsterworth around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Colsterworth Education with maps and statistics, Local Amenities and other useful data about Colsterworth.
Living abroad I am unable to visit my Colsterworth conveyancing practitioners office to sign documents for conveyancing in Colsterworth – will this be an issue?
Not a problem. Colsterworth conveyancing solicitors can undertake conveyancing transactions for clients who are based anywhere. It is not necessary for you to be able to be present a Colsterworth conveyancers office. Almost all solicitor can undertake all communications remotely from their Colsterworth office.