My wife and I are only a couple days away from an exchange on a house in Belton and my parents have transferred the ten percent deposit to my solicitor. I am now told that as the deposit has been received from someone other than me my conveyancing practitioner needs to disclose this to my lender. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the bank about my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?

Your lawyer is legally required to check with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your bank if you agree, failing which, your lawyer must cease to continue acting.

My wife and I are buying a property in Belton. I might seem paranoid but how we can trust a lawyer? At some point we have to put funds into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Forgive me if this question is silly but I am unseasoned as a 1st time purchaser of a ground floor flat in Belton. Do I collect the keys to the house on completion from my solicitor? If so, I will find a High Street conveyancing solicitor in Belton?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the vendor’s conveyancers, and once they have received this, you should be able to receive the keys from the Estate Agents and move into your new home. Usually this occurs early afternoon.

I am purchasing a property in Belton. An unusual aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Co-operative your lawyer must comply with the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook includes minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Co-operative where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not isolated to Belton.

About to purchase a new build apartment in Belton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Belton

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I was recommended by a number of property agents in Belton to locate a property lawyer on your site. What’s the financial incentive for Estate Agents to recommend your lawyers rather than a competitor’s?

We refuse to make any commission for pointing buyers and sellers our way. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

Can you shed any light on the scope of conveyancing supplied by Belton conveyancing firms?

The majority of Belton conveyancing solicitors tend to carry out a number of assistance to domestic and agricultural land owners, vendors, buyers, freeholders and tenants which may include:

House sale conveyancing in Belton and throughout the rest of the country Domestic purchase conveyancing in Belton and beyond Staircasing (purchasing additional shares in your home) Buying and selling via auction Non-contentious landlord & tenant matters Complex land law issues