We were about to instruct a conveyancing solicitor in Belton found by you but stumbled across alternative quotes on the internet look cheaper – why is this?

You can find numerous conveyancing organisations promoting supposedly cheap conveyancing, but additionalfees end up with the final invoice being inflated. In accordance with regulatory requirements fees listed in terms of engagement should be equitable and be applied The solicitors that we list for conveyancing in Belton set out all charges for a standard conveyancing matter.

In what way does my ID and proof of funds have anything to do with my conveyancing in Belton? Why is this being asked of me?

You are right in these requests have nothing to do with conveyancing in Belton. However these days you can not complete any conveyancing deal in the absence supplying evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a bank statement. Please note that if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable in the absence of the other.

Verification of your origin of monies is required in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancing solicitor will need to retain this information on record. Your Belton conveyancing practitioner will need to see evidence of proof of funds prior to accepting any funds from you into their client account and they should also ask additional queries concerning the source of monies.

My wife and I buying a terrace house in Belton. The intention is to carry out an extension to the side at the house.Will the conveyancing process include checks to see if these alterations are permitted?

Your conveyancer should check the registered title as conveyancing in Belton will on occasion identify restrictions in the title documents which prevent categories of alterations or necessitated the permission of a 3rd party. Certain additions need local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

My solicitor has informed me that chancel insurance is necessary on my purchase. What is the level of cover for Belton conveyancing?

The appropriate level of chancel indemnity insurance depends on who your lender is. It would differ for example between Barclays and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

When it comes to mortgage companies such as Kent Reliance, do Belton lawyers incur an annual charge to be on the list of approved solicitors?

We are unaware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Belton? or I am told that there is a law dating back centuries that could mean that house owners residing in a parish church boundary will be compelled to contribute towards maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Belton?

Unless a prior purchase of the house completed post 12 October 2013 you could take it that solicitors delivering conveyancing in Belton to continue to advocate a chancel search and or chancel repair liability insurance.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Belton is the location of the property. Can you offer any guidance?

Flying freeholds in Belton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Belton you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Belton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.