We note that you have a search directory listing solicitors on the RBS conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Belton?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Belton.
How do I check that the solicitor handling my conveyancing in Belton is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus spending £187.00 plus VAT in additional conveyancing invoice.
You should make the most of the search tool on this site. Pick the mortgage company and type ‘Belton’ or your preferred area and you will be presented with numerous solicitors offices in Belton or by proximity to you.
Please help - my lawyer says that missing deeds insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Belton?
The right level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Barclays and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
My wife and I have organised a further advance on our home loan from Nottingham as we want to carry out renovations to our house in Belton. Are we obliged to appoint a high street Belton solicitor on the Nottingham conveyancing panel to handle the paperwork?
Nottingham don't usually instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham list.
I have a mortgage with Coventry BS for my property in Belton. Conveyancing was finalised 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Coventry BS?
Coventry BS must be informed of your intention in advance of renting your property as this is likely to be a breach of Coventry BS’s mortgage conditions. It may be that Coventry BS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel solicitor.
I opted to have a survey done on a house in Belton before retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may refuse to issue a mortgage on such a premises.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Belton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Belton to see if the conveyancing costs will increase in light of this.
Is it best to choose a Belton conveyancing lawyer who is local to the property I am purchasing? An old friend can execute the conveyancing however her office is 400miles away.
The benefit of a high street Belton conveyancing firm is that you can attend the office to execute paperwork, hand in your ID and pester them if necessary. They will also have local insight which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were impressed that should trump using an unknown Belton conveyancing solicitor just because they are based in the area.