Just been in touch with my conveyancing lawyer in Belton who conducted the legals two years ago asking for a conveyancing quote based on the same type of home move (a leasehold residence and a freehold premises) of similar values with a home loan from Birmingham Midshires. It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper internet firm of conveyancing solicitor?

The costs illustration is fractionally on the expensive side. If you shop around you may be able to shave off some of the cost by say a hundred pounds. That being said, assuming were content with the assistance the firm gave you maycome to rue choosing an an unknown lawyer. If is important to check the solicitor can also act for Birmingham Midshires. You can utilise our search tool to find a Belton conveyancing firm on the Birmingham Midshires member panel, which can often include conveyancing solicitors in Belton.

I am buying a property in Belton. An unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Leeds Building Society your lawyer must comply with the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook includes minimum conditions for solar panel roof-space leases, and solicitors are required to report to Leeds Building Society where a lease does not meet these conditions. The requirements relate to the installation of panels on properties nationwide and is not restricted to Belton.

I have a mortgage with Kent Reliance for my property in Belton. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?

Kent Reliance must be informed of your intention before renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel lawyer.

I was told four weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Belton is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

As co-executor for the will of my aunt I am selling a property in Cardiff but I am based in Belton. My lawyer (who is 300 miles from meneeds me to execute a statutory declaration prior to completion. Can you recommend a conveyancing lawyer in Belton to witness and place their company stamp on the document?

Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Belton

I am in need of some leasehold conveyancing in Belton. Before I set the wheels in motion I require certainty as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and most are in Belton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Belton - A selection of Queries before Purchasing

Best to be warned whether changing the roof or some other significant cost is anticipated to be shared by the leasehold owners and may well dramatically increase the the maintenance costs or result in a specific invoice. You should be aware if it is less than 80 years it will affect the salability of the flat. It is worth checking with your bank that they are willing to lend given the lease term. A short lease means that you will probably have to extend the lease sooner rather than later and you need to have some idea of what this will be. Remember, in most cases you will be be obliged to have been the owner of the premises for two years before you are entitled to extend the lease. Who are the managing agents?

I have been looking for Belton conveyancing quotes online. Can I be sure that all the Belton law firms that are identified on your directory are on the mortgage company conveyancing panel?

The law firms on our directory have assured us via an online form that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Belton firm being on the lender conveyancing panel is incorrect.