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Ready to buy a new home in Grantham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Grantham conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Grantham

I am thinking of refinancing my flat in Grantham, does my lawyer have to be on the Principality Conveyancing panel?

There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

Should our lawyer be making enquiries about flooding as part of the conveyancing in Grantham.

Flooding is a growing risk for conveyancers specialising in conveyancing in Grantham. There are those who purchase a property in Grantham, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Lawyers are not qualified to give advice on flood risk, but there are a number of checks that can be carried out by the purchaser or on a buyer’s behalf which can give them a better appreciation of the risks in Grantham. The standard completed inquiry forms sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the vendor to find out whether the property has ever been flooded. If the premises has been flooded in past which is not notified by the seller, then a buyer may bring a compensation claim as a result of such an misleading response. The buyer’s conveyancers may also carry out an environmental report. This should higlight whether there is any known flood risk. If so, more detailed investigations will need to be conducted.

Have completed on a a terraced house in Grantham , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Grantham conveyancing solicitor has been very slow, so I want to be sure that my ownership is recorded.

There is nothing unique when it comes to conveyancing in Grantham registration formalities. Rather than based on location, timeframes can differ according to who lodges the application, whether it is in order and whether the Land registry must send notices to any interested persons or bodies. As of today approximately three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be extensive delays. Registration occurs after the purchaser has moved in to the premises so an expedited registration is not always top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.

Over the last few months I have been searching for a leasehold apartment up to £305k and identified one close by in Grantham I like with a park and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Grantham in this price bracket, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

I am looking into buying my first house which is in Grantham and I am already nervous. I couldn't find anything specific about Grantham. Conveyancing will be needed in due course but do you know about the Grantham area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Grantham. In the meantime here are some basic statistics that we found

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