Is the fact that my conveyancer in Navenby is not on my mortgage company's conveyancing panel that there is a problem with the quality of his conveyancing?

That would more than likely be a wrong assumption to make. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Navenby conveyancing firm and enquire why they are no longer on the approved list for your bank.

Would the conveyancing solicitors that you recommend execute attended exchange conveyancing in Navenby?

There are a few conveyancing specialists carrying out one day exchanges. You should call us to secure a conveyancing quote and details as to availability.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Navenby?

There are many recorded licenced Conveyancers in Navenby and Solicitor practices in Navenby to choose from We would stress that both are regulated professionals specialising in the legal aspects of transferring property. They may both also handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

Completion of my purchase has taken place for my property in Navenby. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I had an offer accepted on a house in Navenby on 29/2/2024, valuation was booked 2 days later, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.

My wife and I are planning on selling our property in Navenby and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Navenby conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used an internet conveyancing practice as opposed to a conveyancing solicitor in Navenby. We have lived in Navenby for many years we know that this is a non issue. Do we get in touch with our local Authority to get confirmation that there is no issue.

It sounds as though you may have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I'm buying a new build house in Navenby benefiting from help to buy. The builders refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not to tell my solicitor about the deal as it may adversely affect my loan with Nottingham Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.