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Recently asked questions about conveyancing in Navenby

We have very assertive vendors who has insisted on a lock out agreement with a down payment of 5k. Are such agreements the norm for Navenby conveyancing transactions?

This form of contract is not the norm in Navenby, conveyancers are not keen on them as they detract from focusing on the main conveyancing focus and if you end up losing your deposit then the solicitor is left exposed. In addition, there is no guarantee that just because the seller has executed an exclusivity contract they will sell to you. They may be motivated to break the agreement if they are offered sufficient incentive to do so because a wronged claimant with the benefit of a exclusivity agreement will still be obliged establish consequential losses from the breach and this may not equalise the extra amount that your vendor may obtain by reneging on the contract, no matter how morally shameful that may be.

My uncle passed away six months ago and as sole heir and executor I was left the property in Navenby. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?

Where you intend to re-mortgage then Yorkshire BS will insist on your using a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.

A friend suggested that where I am buying in Navenby I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Navenby conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Navenby around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Navenby Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Navenby.

Due to the guidance of my in-laws I had a survey completed on a property in Navenby before appointing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies may not issue a loan on this type of house.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Navenby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Navenby to see if the conveyancing will be more expensive.

I need to instruct a conveyancing practitioner in Navenby for my remortgage. Can I see a firm’s record with the profession’s regulator?

Anyone can see documented Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after Jan 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.

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Find out more about how flying freehold can affect your the value of a property.