I am obtaining a mortgage with Nat West. I intend to enlist the help of a Licensed Conveyancer in Navenby. Does the Nat West Solicitor panel include Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Do I need to pay for insurance to cover chancel repairs when purchasing a house in Navenby?

Unless a prior acquisition of the premises took place after 12 October 2013 you can assume that conveyancing practitioners conducting conveyancing in Navenby to remain recommending a chancel search and or chancel repair liability policy.

I used Arc property Solicitors a few years ago for my conveyancing in Navenby. I now require my papers but the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Navenby of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

In surfing the internet for the phrase conveyancing in Navenby it brings up many conveyancerslocally. How do I determine which is the suitable conveyancing solicitor for purchase transaction?

The best method of seeking a suitable conveyancer is via trusted referral, so ask colleagues and relatives who have purchased a property in Navenby or a respected estate agent or financial adviser. Charges for conveyancing in Navenby vary, so it's advisable to request at least four fee estimates from varying types of solicitors. Make sure that you clarify that the fees are fixed.

Harry (my fiance) and I may need to sub-let our Navenby garden flat temporarily due to taking a sabbatical. We instructed a Navenby conveyancing firm in 2001 but they have since shut and we did not have the foresight to seek any advice as to whether the lease prohibits the subletting of the flat. How do we find out?

The lease dictates relations between the landlord and you the leaseholder; in particular, it will set out if subletting is not allowed, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. The majority of leases in Navenby do not contain subletting altogether – such a provision would adversely affect the market value the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.

I inherited a basement flat in Navenby, conveyancing was carried out in 2009. How much will my lease extension cost? Equivalent flats in Navenby with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease terminates on 21st October 2083

With just 58 years left to run the likely cost is going to range between £22,800 and £26,400 plus costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.