Do lenders provide you with an approved list of Ruskington conveyancing solicitors? How do you know who is on the Leeds Building Society conveyancing panel?
Ruskington conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.
I am assisting my aunt sell her house in Ruskington. Does the solicitor order an energy performance certificate or it is for me to see to?
Following the abolition of HIPs, energy performance certificates was retained a mandatory part of selling a property. An EPC should be to hand prior to the property being advertised. This is not something that solicitors ordinarily arrange. If you are instructing a Ruskington conveyancing lawyer they may be willing to arrange EPC’s due to their contacts with reputable local assessors
After much negotiation I have agreed a price on an apartment in Ruskington. My mortgage broker recommended their conveyancers. I paid an advanced payment of £150. Shortly after, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Virgin Money have agreed my home loan in principle, my offer on a apartment in Ruskington has been accepted, now what?
The estate agent will want to know who your solicitors are (ensure that the property lawyers are on the lender’s panel). Telephone Virgin Money or the broker and complete any relevant documentation. Virgin Money will appoint a valuer who will get in contact with the selling agent or seller to arrange a slot for the valuation to occur. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Virgin Money will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Ruskington.
I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Ruskington I like with amenity areas and station in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Ruskington for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan the shortness of the lease will be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
I'm converting the mortgage on my primary home to a BTL loan with HSBC Bank and intend to use the remaining equity as a deposit on further house. The neighborhood we are interested in is Ruskington. Will your solicitors be able to act for the two mortgage companies and tie in the two deals?
Make use of our search tool on this page to be sure that the solicitors are approved by both lenders. Assuming that they are the lawyer should be able to simultaneously deal with the two deals but you should have a chat with you lawyer and make apparent your desired outcome and requirements.
What can I do where I am unhappy with the property lawyer who conducted our conveyancing in Ruskington?
Occasionally the level of service you receive is not as you expect, and unfortunately sometimes matters do not go as planned. That being said there is recourse if you were unhappy with your conveyancing in Ruskington. This varies from trying to resolve matters directly with them, through to reporting a conveyancing practitioner to their regulator. If you remain aggrieved you may consider enlisting the help of the Legal Ombudsman.