Is there a search tool that I can use to discover of the solicitor conducting my conveyancing in Woodhall Spa is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nottingham Building Society thus paying £192.00 in another set of conveyancing charges.
You should take advantage of the find a lender approved solicitor tool on this page. Pick the mortgage company and type ‘Woodhall Spa’ or your location and you will discover numerous conveyancers located in Woodhall Spa or near you.
is it true that all Woodhall Spa solicitors on the UBS conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the UBS approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. The majority of lenders do list licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
My partner and I have organised a further advance on our home loan from Skipton as we wish to carry out improvements to our property in Woodhall Spa. Are we obliged to appoint a bricks and mortar Woodhall Spa solicitor on the Skipton conveyancing panel to deal with the legals?
Skipton would not normally appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton list.
It is not clear whether my bank requires a lease extension. I have called into my local Woodhall Spa building society branch on various occasions and was informed it wasn't an issue and they will lend. My Woodhall Spa conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. Who do I believe?
Provided that the property lawyer is on the mortgage company approved list, they must adhere to the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My wife and I are planning on selling our home in Woodhall Spa and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the purchasers instructed a national conveyancing outfit rather than a conveyancing solicitor in Woodhall Spa. We have lived in Woodhall Spa for six years we know of no issue. Should we contact our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I own a terraced Edwardian property in Woodhall Spa. Conveyancing lawyer represented me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Woodhall Spa and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing solicitor who completed the work.
What is the difference between surveying and conveyancing in Woodhall Spa?
Conveyancing - in Woodhall Spa or elsewhere - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you discover the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the defects before you complete your move.