I am obtaining a mortgage offer from Nat West. I intend to use a Licensed Conveyancer in Horncastle. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?

The Nat West approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I used Action Conveyancing several years ago for my conveyancing in Horncastle. I now require my papers however the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Horncastle of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

How does conveyancing in Horncastle differ for new build properties?

Most buyers of new build residence in Horncastle approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is built. This is because house builders in Horncastle usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Horncastle or who has acted in the same development.

I need to appoint a conveyancing solicitor for sale conveyancing in Horncastle. I've chance upon a web site which appears to be the perfect solution If there is a chance to get all the legals done via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I own a leasehold house in Horncastle. Conveyancing and mortgage organised. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Horncastle who previously acted has long since retired. What should I do?

First contact HMLR to make sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Horncastle conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Horncastle Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying

Are any of leasehold owners in arrears of their service charge liability? What restrictions are contained in the Horncastle Lease?