lenderpanel

Find a Skellingthorpe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Skellingthorpe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Skellingthorpe conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Skellingthorpe conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Skellingthorpe

We note that you have a search directory listing law firms on the UBS conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Skellingthorpe?

We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Skellingthorpe.

My grandfather passed away 10 months ago and as sole heir and executor I was left the property in Skellingthorpe. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this allowed?

Given you intend to refinance then Yorkshire BS will insist on your using a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.

three months have elapsed following my purchase conveyancing in Skellingthorpe took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Skellingthorpe is the location of the property. What do you suggest?

Flying freeholds in Skellingthorpe are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Skellingthorpe you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Skellingthorpe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My wife and I purchased a leasehold flat in Skellingthorpe. Conveyancing and Alliance & Leicester mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Skellingthorpe who acted for me is not around. Do I pay?

The first thing you should do is make enquiries of HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Skellingthorpe conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Skellingthorpe Leasehold Conveyancing - A selection of Questions you should consider Prior to Purchasing

    Are there any major works in the planning that will likely increase the maintenance costs? How is the lease structured?

Last updated

Find out more about how flying freehold can affect your the value of a property.