It is 10 years ago since I acquired my property in Langham. Conveyancing lawyers have recently been instructed on the sale but I am unable to track down my title deeds. Is this a problem?

Don’t worry too much. Firstly the deeds may be with the mortgage company or they could be archived with the conveyancers who oversaw the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Langham relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.

I have been told that property searches are a common cause of hinderance in Langham house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are not likely to feature in any delay in conveyancing in Langham.

I purchased my flat on 4 November and the transaction details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Langham said it should be concluded in less than a month. Are titles in Langham particularly slow to register?

As far as conveyancing in Langham registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can adjust according to who lodges the application, whether there are errors and if the Land registry communicate with any other parties. At present roughly three quarters of submission are completed in less than three weeks but some can be subject to extensive delays. Historically registration takes place after the buyer has moved in to the premises thus 'speed' is not typically an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor could contact the land registry and explain the circumstances.

My cousin has recommend that I instruct his conveyancing solicitors in Langham. Should I use them?

Much as we are happy to recommend a Langham conveyancing lawyer it’s preferable to select a conveyancing lawyer is to get recommendations from friends or relatives who have used the conveyancer that you are are thinking of instructing.

Are there frequently found defects that you witness in leases for Langham properties?

There is nothing unique about leasehold conveyancing in Langham. Most leases are individual and legal mistakes in the legal wording can result in certain provisions are not included. The following missing provisions could result in a defective lease:

A provision to repair to or maintain elements of the premises A duty to insure the building

A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Yorkshire Building Society, Coventry Building Society, and Britannia all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the buyer to withdraw.

Langham Leasehold Conveyancing - A selection of Questions you should ask before Purchasing

What is the the remaining lease term? The best form of lease structure is a share of the freehold. In this situation the leaseholders enjoy being in charge if their destiny and although a managing agent is frequently retained where it is bigger than a house conversion, the managing agent retained by the leaseholders. Best to be warned if changing the roof or some other significant cost is coming up to be shared between the leasehold owners and may well materially increase the the service costs or result in a specific payment.