I plan on purchasing an apartment in Langham. My Solicitor is not listed on the bank approved list. Can I still use my Langham conveyancing solicitor notwithstanding that they are not on the bank panel?
Various options include
- Proceed with your chosen Langham lawyer but your bank will no doubt use a lawyer on their conveyancing panel. This will result in additional charges together with potential delay.
- Appoint a fresh conveyancer to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
- Appeal to your solicitor to apply to join the lender panel
Last November we completed a house move in Langham. We have since encountered a number of problems with the house which we believe were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been ordered as part of conveyancing in Langham?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Langham. Conveyancing searches and due diligence initiated during the legal transfer of property are supposed to help avoid problems. As part of the process, a seller answers a questionnaire referred to as a SPIF. If the information proves to be incorrect, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Langham.
Can your site be used to locate a Conveyancing solicitor in Langham even if I’m not purchasing or disposing of a house, for instance where I want to acquire an office in Langham with a loan from HSBC Bank?
Our comparison service is primarily utilised to find domestic conveyancing solicitors in Langham but we have recorded at the end of this page a few Langham commercial conveyancing firms. You should enquire with the company directly to check if they can also act for HSBC Bank
A relative informed me that in purchasing a property in Langham there may be a number of restrictions preventing external alterations to a property. Is this right?
There are a number of properties in Langham which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Langham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had appointed solicitors located in Langham on the Virgin Money solicitor panel. They are now charging me an additional fee for the legal aspects of the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your property lawyer is entitled to charge a fee for this. The charge is not dictated by Virgin Money but by your Langham conveyancer. Plenty of firms on the Virgin Money panel will quote ’dealing with mortgage’ fee but many practices include it on their overall fee.
Can I be sure that the Langham conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Langham seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your conveyancing.
I need to switch lawyers as my Langham lawyer is not on the lender's panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
In the event that you have not formally instructed a conveyancer to start work and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Langham that you're considering.