My previous solicitor has given a fee calculation of £1350 for freehold conveyancing in Whissendine. I am selling a Georgian house for £200,000. Are these estimated fees excessive? Is it above the norm for conveyancing in Whissendine?

The estimate does seem a tad overpriced. If you shop around you may be able to decrease the fees marginally by perhaps £100 plus VAT. That being said, you mightcome to rue choosing an an untested lawyer. If is important to ensure the firm can represent your bank. Do use our search tool to find a Whissendine conveyancing firm on the banks approved list of lawyers which can often include conveyancing solicitors in Whissendine.

Do all mortgage companies provide you with an approved list of Whissendine conveyancing solicitors? How do you know who is on the UBS conveyancing panel?

Whissendine conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.

Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Whissendine so that I can attend their offices when needed.

These days conveyancing panel lawyers for banks carry out all of the communications via Royal Mail, internet or over the phone. This enables them to carry out the conveyancing transaction regardless of where you live in the country. Nevertheless you can check if you can still book an appointment to visit conveyancing lawyer if needed.

I'm buying a new build house in Whissendine with a mortgage from Bank of Scotland. The sellers would not budge the amount so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not disclose to my lawyer about this deal as it would affect my mortgage with Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Whissendine is the location of the property. Is there any advice you can impart?

Flying freeholds in Whissendine are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whissendine you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whissendine may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.