We are a couple about to sign contracts for a ground floor flat in Billesdon. We encountered a snag. The loan offer with Bank of Ireland runs out on 20/1/2026 but the sellers are suggesting a completion date of 22/1/2026. Is it possible to extend the loan offer?

The person best placed to address this concern is your lawyer who will calculate whether they should be discussing with the mortgage broker, vendor’s lawyers, selling agents or indeed all parties given what has gone on in your house move to date.

At what point will exchange of contracts happen for residential conveyancing in Billesdon and am I required to attend the lawyers office?

If you are local to one of the conveyancing solicitors in Billesdon you are invited in to sign the paperwork. However, the firms we recommend provide a nationwide conveyancing service and give just as detailed and professional a job for you when dealing with you by post or email. The executing of the contract is not the critical part. Signing on the dotted line is necessary for the solicitor to exchange contracts at the appropriate time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Billesdon)to be in the office at the appropriate time.

My wife and I buying a terrace house in Billesdon. The intention is to convert the garage to a playroom at the house.Will legal investigations on the property include investigations to ascertain if these alterations were previously refused?

Your conveyancer will check the deeds as conveyancing in Billesdon can on occasion identify restrictions in the title documents which prevent categories of works or need the permission of a 3rd party. Many additions need local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.

We are getting the release of further monies on our mortgage from Yorkshire BS as we intend to carry out a loft conversion to our home in Billesdon. Do we need to select a high street Billesdon solicitor on the Yorkshire BS conveyancing panel to handle the legals?

Yorkshire BS do not ordinarily require a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS list.

Virgin Money have agreed my mortgage in principle, my bid on a property in Billesdon has been accepted, what happens next?

The estate agent will want to be informed of your lawyer's details (ensure that the solicitors are on the lender’s approved list). Telephone Virgin Money or the financial adviser and finalise any relevant paperwork. Virgin Money will instruct a valuer who will get in touch with the selling agent or seller to schedule a time for the valuation to happen. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Virgin Money will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Billesdon.

I am looking to sell my home. My past conveyancers has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Billesdon if that makes a difference.

Do use our search tool to help you choose a solicitor for your conveyancing in Billesdon. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

Last June I purchased a leasehold house in Billesdon. Do I have any liability for service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Billesdon Leasehold Conveyancing - A selection of Queries before buying

Does the lease include onerous restrictions? Generally speaking the outlay for major works tend not to be wrapped into the service charges, albeit that a few managing agents in Billesdon require leaseholders to contribute towards a reserve fund and this is used to offset against major works.