Would the conveyancing lawyers that are recommend handle auction conveyancing in Oadby?

We know of a number of auction lawyers we can connect you with those conducting auction conveyancing. Oadby is just one of hundreds of areas of in which our lawyers are based.

I had intended to instruct a conveyancing solicitor in Oadby for our home move. Our financial adviser informed us that our mortgage company TSB won't deal with them. Surely this is unduly restrictive?

Mortgage Companies tend to imposes restrictions either the type or the amount of conveyancing practices on their member panel. Typical examples of such restriction(s) being that a firm must not be a sole practitioner. In addition to restricting the profile of firm, a few banks have decided to limit the amount of solicitor practices they allow to represent them. You should note that TSB have no responsibility for the quality of advice provided by any member of TSB Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of solicitor panels since 2008 even though there remains differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms, including some in or near Oadby only execute one or two conveyances a year.

Should my solicitor be making enquiries about flooding during the conveyancing in Oadby.

Flooding is a growing risk for solicitors carrying out conveyancing in Oadby. There are those who buy a house in Oadby, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Lawyers are not qualified to impart advice on flood risk, but there are a numerous searches that can be carried out by the purchaser or by their solicitors which will figure out the risks in Oadby. The standard property information forms sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the owner to find out whether the premises has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the owner, then a buyer could commence a claim for damages as a result of such an incorrect answer. The purchaser’s conveyancers will also conduct an enviro search. This will reveal if there is a recorded flood risk. If so, more detailed investigations will need to be initiated.

I opted to have a survey done on a house in Oadby prior to appointing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on such a home.

It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Oadby. Conveyancing will be smoother if you use a solicitor in Oadby especially if they are familiar with such properties in Oadby.

I need to instruct a conveyancing solicitor for freehold conveyancing in Oadby. I have stumble across a web site which looks to be the ideal answer If it is possible to get all the legals done via email that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?