We note that you have a search directory listing law firms on the Lloyds conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Oadby?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Oadby.

My lender has suggested a law firm on their panel based in Oadby but I would rather use a conveyancing lawyer in Oadby or nearer to where I live. Are you able to help?

Not all Oadby conveyancing practitioners are approved and listed on all banks conveyancing panel. Use our search tool to find a Oadby conveyancing conveyancer on the on the mortgage company panel.

Are all Oadby Conveyancing Quality Solicitors on the Barclays conveyancing list of approved solicitors?

It is true that some lenders now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.

We have a mortgage agreed in principle with Santander. Oadby conveyancing practitioners are appointed. How long does it take for Santander to issue the offer to the lawyer?

There is no definitive answer here. Have Santander completed the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have today made my last payment due on my mortgage with RBS. I assume I don't need a Oadby lawyer on the RBS panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where RBS has sent the Land Registry the discharge electronically, and
3. RBS has instructed the Land Registry to do so

The Land Registry will send you a letter confirming that your RBS mortgage has been paid off.

All being well we will complete the disposal of our £400,000 flat in Oadby next week. The freeholder has quoted £384 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is it legal for a freeholder to charge such fees for a flat conveyance in Oadby?

For most leasehold sales in Oadby conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Addressing pre-contract enquiries Where consent is required before sale in Oadby Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Oadby leasehold property is £350. For Oadby conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide answers.

I own a 1st floor flat in Oadby, conveyancing having been completed in 1997. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Oadby with a long lease are worth £171,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease ceases on 21st October 2104

With only 79 years left to run we estimate the price of your lease extension to span between £8,600 and £9,800 as well as plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.

My wife and I are disposing of a Oadby property we inherited 5 years ago in 2010. I have over a decades worth of conveyancing experience and, although retired, see no reason not to do my own conveyancing. The purchaser's conveyancer has informed me that their Lenders will not allow us to do our own conveyancing as they require the funds to be transferred to a solicitor's bank account.

Mortgage instructions to property lawyers from all CML members state that If the vendor is not legally represented the buyer’s lawyers should check whether the mortgage company needs to be notified so that a decision can be reached as to whether or not they are prepared to move forward.