My IFA requires my Melton Mowbray solicitor’s panel member for the Nat West conveyancing panel. How do I discover this. I have called my local Melton Mowbray branch but they have not responded to me.

The sensible thing to do is ask for this information from your Melton Mowbray property lawyer . Most Melton Mowbray conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

My partner and I intend to remortgage our maisonette in Melton Mowbray with UBS. We have a son 18 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this form unique to the UBS conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to UBS. This is solely used to protect UBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of UBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Melton Mowbray. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/11/2025, the requirements read as follows :

I have been told by my conveyancer that restrictive coveneant insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Melton Mowbray?

The appropriate level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between Halifax and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.

Are all Melton Mowbray Conveyancing Quality Solicitors on the TSB conveyancing list of approved solicitors?

It is true that some lenders now make use of CQS as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.

I had an offer accepted on a house in Melton Mowbray on 23/9/2025, valuation was booked 4 days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Can you offer any advice when it comes to appointing a Melton Mowbray conveyancing firm to deal with our lease extension?

When appointing a conveyancer for lease extension works (regardless if they are a Melton Mowbray conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Melton Mowbray conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be helpful:

If the firm is not ALEP accredited then why not? Can they put you in touch with clients in Melton Mowbray who can give a testimonial?

I am the registered owner of a ground floor flat in Melton Mowbray, conveyancing formalities finalised half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Melton Mowbray with a long lease are worth £165,000. The ground rent is £50 levied per year. The lease runs out on 21st October 2102

You have 77 years left to run we estimate the price of your lease extension to span between £7,600 and £8,800 as well as legals.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.