My brother-in-law has suggested I instruct a conveyancing solicitor in Rutland. I I am struggling to find out whether they are accepted on the Yorkshire Building Society approved list of lawyers. Could you or the lender confirm if they are on the panel?
You should call your lawyer and ask them if they can act for the bank. Otherwise please get in touch with Yorkshire Building Society who may be able to confirm.
This question may be naive but I am unexperienced as a first time purchaser of a two bedroom flat in Rutland. Do I collect the keys to the premises on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Rutland?
On the day of completion you will not be required to attend the conveyancers office in Rutland. Your solicitors will arrange to send the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be called to pick up the keys from the property Agents and start moving into the property. Usually this happens early afternoon.
My conveyancer has informed me that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Rutland conveyancing?
The right level of restrictive coveneant indemnity insurance depends on your lender. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
Completion of my purchase has taken place for my property in Rutland. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
What will a local search tell me regarding the property I am buying in Rutland?
Rutland conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company such as Onsearch The local search plays an important part in many a Rutland conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
three months have elapsed since my purchase conveyancing in Rutland concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build flat in Rutland. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Rutland
Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.