It is 10 years ago since I purchased my house in Barrowden. Conveyancing solicitors have now been instructed on the sale but I am unable to find my title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with your lender or they could stored with the lawyers who oversaw your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Barrowden involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
My partner and I are close to exchanging contracts on the sale of our home in Barrowden and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Barrowden lawyer would know this is not the case. For the life of me I don't know why the purchasers used an internet conveyancing outfit rather than a conveyancing solicitor in Barrowden. Having lived in Barrowden for 4 years we know of no issue. Do we contact our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Stirling Law several years ago for my conveyancing in Barrowden. Now, I need the files however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Barrowden of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a ground for flat up to £235,500 and identified one close by in Barrowden I like with a park and transport links nearby, the downside is that it only has 51 years unexpired on the lease. There is not much else in Barrowden suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a home loan the remaining unexpired lease term will be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
There are a number of properties in Barrowden on private lanes. My wife and I are buying one such house. Are there any advantages to buying a residence on a privately owned road?
Barrowden conveyancing lawyers are well versed in conveyancing homeson unadopted roads. Your lawyer will investigate Land Registry data to identify any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that proprietors pay into for the upkeep of the road. If there is one, the road will likely be maintained and appear better than council adopted.