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Find a Higham Ferrers Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Higham Ferrers? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Higham Ferrers transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Higham Ferrers conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Higham Ferrers

Please could you recommend a Alliance & Leicester sanctioned Higham Ferrers conveyancing firm finish our house move within 10 days? Am I best advised to unstruct a high street Higham Ferrers firm or a national comparison site?

We would be happy to suggest some excellent Higham Ferrers conveyancing firms. You can also walk up the high street in Higham Ferrers. Go in to two or three firms and ask to see a conveyancing solicitor for a costs illustration. Explain your expectations together with your reasons and ask for an assurance on your deadline. Select the one that appears most efficient.

Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who conducted the conveyancing in Higham Ferrers 5 years ago have long since closed. What are my options?

You no longer need to hold title deeds to establish that you own the land or property, given that the Land Registry have everything they need in a digital format.

How does conveyancing in Higham Ferrers differ for newly converted properties?

Most buyers of new build premises in Higham Ferrers approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Higham Ferrers typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Higham Ferrers or who has acted in the same development.

I am attracted to a two maisonettes in Higham Ferrers both have approximately forty five years unexpired on the leases. Will this present a problem?

There are plenty of short leases in Higham Ferrers. The lease is a legal document that entitles you to use the property for a prescribed time frame. As a lease shortens the value of the lease decreases and it becomes more costly to extend the lease. For this reason it is generally wise to increase the term of the lease. More often than not it is difficult to sell a property with a short lease as mortgage companies may be unwilling to lend money on such properties. Lease extension can be a difficult process. We advise that you get professional help from a solicitor and surveyor with experience in this field.

I own a 1st floor flat in Higham Ferrers, conveyancing formalities finalised in 2009. Can you work out an approximate cost of a lease extension? Comparable properties in Higham Ferrers with over 90 years remaining are worth £191,000. The ground rent is £55 per annum. The lease finishes on 21st October 2077

With only 53 years remaining on your lease we estimate the premium for your lease extension to range between £27,600 and £31,800 plus legals.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.

My husband and I are disposing of a Higham Ferrers property left to us some years ago in 2011. I have over twenty years conveyancing knowledge and, although retired, intend to conduct my own legal work. The purchaser's conveyancer has informed me that their Lenders will not allow us to do our own conveyancing insisting the funds to be released via a solicitor's bank account.

Lending requirements to property lawyers from all CML members specify that If the vendor is not legally represented the purchaser’s lawyers should check whether the bank needs to be informed so that a decision can be made as to whether or not they are willing to progress.

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