We were just about to exchange contracts for a leasehold flat in Bromham. We encountered a problem. Our mortgage offer with Skipton Building Society runs out on 7/10/2025 but the owners are suggesting a completion date of 9/10/2025. Can one prolong the loan expiry date?

The best person to deal with your concern is your conveyancer who is in a position to calculate if they corresponding with the mortgage broker, owner’s lawyers, property agents or possibly all parties given the circumstances your conveyancing to date.

I purchased my house on 3 September and the transaction details is not yet registered. Should I be concerned? My conveyancing solicitor in Bromham said it will be dealt with in a couple of weeks. Are transfers in Bromham uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Bromham registration formalities. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether there are errors and if the Land registry must send notices to any third persons or bodies. As of today roughly three quarters of submission are completed within two weeks but some can be subject to extensive delays. Historically registration takes place after the new owner has moved in to the property thus 'speed' is not typically top priority but where there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.

What makes your site different to alternative internet conveyancing solicitors when it comes to conveyancing in Bromham?

At this site get a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Bromham. As opposed to estate agents and brokerage sites we do not have referral arrangements with solicitors. A large number of agents and online brokers 'recommend' solicitors that pays the highest per referral, not the best value conveyancing in Bromham

I need to instruct a conveyancing practitioner in Bromham for my home move. Is it possible to check a solicitor's record with the profession’s regulator?

You can review published Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator may monitor call for training requirements.

Last April I purchased a leasehold house in Bromham. Do I have any liability for service charges relating to a period prior to completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Bromham Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

Who are the managing agents? How many of the leaseholders are in arrears for their service charge payments? The answer will be important as a) areas could result in problems in the building as the communal areas may start to deteriorate where maintenance are not paid for b) if the leaseholders have an issue with the running of the building you will need to have complete disclosure