Can your site be used to find a Conveyancing solicitor in Clapham and Salph End even where I’m not buying or selling a house, for instance where I intend to buy a shop in Clapham and Salph End with a mortgage from Nottingham Building Society?

Our comparison service is primarily utilised to find residential conveyancing solicitors in Clapham and Salph End but we have recorded at the end of this page some Clapham and Salph End commercial conveyancing firms. You will need to make contact with the firm directly to establish if they can also act for Nottingham Building Society

Should our conveyancer be raising questions regarding flooding as part of the conveyancing in Clapham and Salph End.

Flooding is a growing risk for lawyers specialising in conveyancing in Clapham and Salph End. Some people will purchase a house in Clapham and Salph End, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Lawyers are not qualified to offer advice on flood risk, but there are a numerous searches that can be carried out by the purchaser or on a buyer’s behalf which should figure out the risks in Clapham and Salph End. The standard property information forms sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual question of the owner to discover whether the property has suffered from flooding. In the event that flooding has previously occurred which is not notified by the seller, then a purchaser may bring a legal claim for losses as a result of such an misleading reply. A purchaser’s lawyers will also order an enviro search. This will reveal if there is a recorded flood risk. If so, more detailed investigations should be carried out.

I'm buying my first flat in Clapham and Salph End with a mortgage from Yorkshire Building Society. The builders refused to reduce the price so I negotiated 6k of extras instead. The sale representative advised me not reveal to my conveyancer about the side-deal as it would adversely affect my loan with Yorkshire Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the estate of my grandmother I am disposing of a residence in Newport but reside in Clapham and Salph End. My solicitor (who is 200 kilometers from merequires that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Clapham and Salph End who can attest and place their company stamp on the document?

strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are located in Clapham and Salph End

My wife and I are acquiring a garden flat in Clapham and Salph End. When we first instructed solicitor, we were told they were on all major UK mortgage company panels. The financial adviser contacted us just now to advise that they are not on the Santander approved list. Were it to be true, what should we do? Should we simply find a different conveyancing practitioner that is on their approved list or should we cover the costs for dual representation, with Santander appointing their own approved lawyer.

When buying a property with mortgage finance it is normal for the purchaser’s solicitors to also represent the mortgage company. In order to act for a bank or building society a lawyer has to be on that lender's conveyancing panel. An application has to be made by the solicitor to the lender to become a member of the lender's panel and there are increasingly strict conditions which the property lawyer has to meet. Some building societies now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancing practitioner should contact Santander to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on Santander's conveyancing panel as you are at liberty to use your preferred Clapham and Salph End lawyers, in which case it will likely add costs, and it may delay matters as you have another set of people involved.