It may have been a long time coming a mortgage agreement from Santander for the refinancing of my 2 bedroom garden flat is due by the end of next week. Could you suggest a low cost conveyancing lawyer in Clapham and Salph End?
You have arrived at the wrong site to search for a cheap conveyancing solicitors in Clapham and Salph End. We can offer you cost effective conveyancing but we do not work with the cheapest lawyers. Do not be seduced by brokers seducing you with low cost conveyancing in Clapham and Salph End. The optimum result, in deciding on low cost conveyancing, you will earn what you pay for and at worst you will end up paying a lot in extras and still not receive the service required.
We have rather brash sellers who has recommended a lock out contract with a non-refundable deposit 10k. Is it wise to enter into such agreements?
There are a couple of primary downsides with entering into any lock out contract (sometimes referred to as a no-shop agreement) is that it takes away the focus from making progress with the conveyancing process, so in the absence of it needing little or no negotiation then it could transpire to be a hindrance. It is not strongly advocated by Clapham and Salph End conveyancing lawyers as a result. A further concern is the extent of the remedies available - an aggrieved purchaser is not likely to obtain injunctive relief to prevent the seller disposing of the property to an alternative purchaser, so the only remedy available under the contract will be the reimbursement of abortive charges and, in restricted circumstances, the extra payment of damages.
I am assisting my mother sell her house in Clapham and Salph End. Will the solicitor arrange the energy performance certificate or should I organise this?
Following the abolition of HIPs, energy performance certificates was maintained a compulsory part of selling a house. An EPC should be commissioned prior to the property being advertised. It is not as aspect of the sale process that conveyancers normally arrange. Where you are instructing a Clapham and Salph End conveyancing practitioner they may be willing to arrange EPC’s given their relationships with reputable Clapham and Salph End accredited person
I have decided to exercise my right to buy my property in Clapham and Salph End off the council. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
It is not clear whether my lender requires a lease extension. I have called into my local Clapham and Salph End building society branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Clapham and Salph End conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend in accordance with their published requirements. I simply don't know who is right.
Provided that the solicitor is on the lender approved list, she or he must follow the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I acquired my flat on 12 February and the transaction details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Clapham and Salph End expressed confidence that it will be dealt with in a couple of weeks. Are titles in Clapham and Salph End particularly slow to register?
As far as conveyancing in Clapham and Salph End is concerned, registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. Currently in the region of three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be longer hold-ups. Historically registration takes place after the new owner is living at the property therefore 'speed' is not usually primary concern yet where there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for an expedited registration.
I'm converting the mortgage on my primary house to a buy to let mortgage with Aldermore and I will use the rest of the raised equity as a down payment on a second property. The neighborhood we are interested in is Clapham and Salph End. Will your conveyancers be able to act for the two banks and tie in the transactions?
Make use of our search tool on this site to ensure that the lawyers are on the relevant lender panels. On the basis that they are the solicitor should be able to connect the two deals but you should talk with you solicitor and communicate your expectations and needs.