I am helping my sister sell her flat in Kempston. Does the solicitor commission an energy assessment or should I organise this?

After the abolition of Home Information Packs, energy assessments became a required element of selling a house. An energy assessment needs to be commissioned in advance of the property being placed on the market. It is not a task that lawyers normally organise. Where you are instructing a Kempston conveyancing practitioner they might be able to arrange energy performance certificates due to their contacts with reputable Kempston energy assessors

I currently have a mortgage with for my property in Kempston. Conveyancing was finalised months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform ?

must be informed of your intention in advance of renting your property as this is likely to be a breach of ’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. It should not be necessary to do this via a conveyancing panel firm.

I was told three weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in Kempston is approved on their conveyancing panel? have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a house in Kempston? or I am told that there is historic law that means some homeowners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Kempston?

Unless a prior purchase of the property took place after 12 October 2013 you can assume that conveyancing practitioners carrying out conveyancing in Kempston to continue to suggest a chancel search and or chancel repair liability insurance.

Are there restrictive covenants that are commonly picked up during conveyancing in Kempston?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Kempston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been recommended by a number of selling agents in Kempston to find a solicitor using your seach tool. What’s the financial incentive for Estate Agents to promote your services over another?

We refuse to make any commission for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

I am purchasing a flat and need a conveyancing solicitor in Kempston who is on the bank approved panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who conduct conveyancing in Kempston. We dont recommend any particular conveyancing practice.