As someone unfamiliar with the Turvey conveyancing process what is your top tip you can impart concerning the ownership transfer in Turvey
You may not hear this from too many lawyers but conveyancing in Turvey and elsewhere in Bedfordshire is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of opportunity for confrontation between you and other parties involved in the ownership transfer. E.g., the seller, estate agent and sometimes the bank. Choosing a lawyer for your conveyancing in Turvey is a critical decision as your conveyancer is your adviser, and is the ONE person in the legal process whose responsibility is to protect your best interests and to protect you.
Sometimes a third party with a vested interest will attempt to sway you that you should follow their advice. As an example, the property agent may claim to be helping by claiming that your conveyancer is wrong. Or your mortgage broker may tell you to do something that is against your conveyancers guidance. You should always trust your lawyer above all other parties in the home moving process.
My Conveyancer in Turvey has never been on on the Bank of Ireland Conveyancing Panel. Can I still retain my prefered solicitor notwithstanding that they are not on the Bank of Ireland panel?
The limited options open to you here include:
- Carry on with your existing Turvey lawyers but Bank of Ireland will need to use a conveyancer on their panel. This will inevitably rack up the total conveyancing charges and result in delays.
- Find a new lawyer to act in the conveyancing, remembering to check they are Convince your conveyancer to use their best endeavours to join the Bank of Ireland conveyancing panel
I got the keys to my home on 16 November and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Turvey said it would be registered in less than a month. Are transfers in Turvey uniquely lengthy to register?
As far as conveyancing in Turvey registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can adjust subject to the party submitting the application, whether there are errors and if the Land registry communicate with any interested parties. As of today in the region of three quarters of submission are fully dealt with in less than three weeks but some can be subject to protracted hold-ups. Registration takes place after the buyer is living at the premises therefore an expedited registration is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your lawyers must speak with the land registry and explain the circumstances.
Due to the advice of my in-laws I had a survey completed on a property in Turvey before instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend not grant a mortgage on such a premises.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Turvey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Turvey to see if the conveyancing will be more expensive.
Am I best advised to instruct a Turvey conveyancing practitioner who is local to the property I am purchasing? We have a good friend who can deal with the legal formalities but her office is 300miles away.
The benefit of a local Turvey conveyancing practice is that you can attend the office to sign documents, present your identification documents and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. However it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were happy that should surpass using an unfamiliar Turvey conveyancing solicitor just because they are local.