Our mortgage company has recommended solicitors on their panel based in Turvey but I would rather choose a conveyancing lawyer in Turvey local to me. Are you able to assist?

Not all Turvey conveyancing practices are on all lender’s conveyancing panel. Please make the most of our find an approved solicitor tool to find a Turvey conveyancing conveyancer on the on the bank panel.

I am assisting my step-mother sell her flat in Turvey. Will the conveyancing solicitor commission the energy assessment or should I organise this?

Following the abolition of Home Packs, energy performance certificates was kept a mandatory part of moving house. An EPC must be commissioned before the property is marketed. This is not a task that lawyers ordinarily arrange. If you are using a Turvey conveyancing solicitor they may be willing to arrange EPC’s due to their relationships with long established local accredited person

I have paid off my mortgage with Yorkshire BS. I assume I don't need a Turvey conveyancer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Yorkshire BS has sent the Land Registry the discharge electronically, and
3. Yorkshire BS has instructed the Land Registry to do so

I was told three weeks ago that my mortgage has been agreed to by Yorkshire BS. Is it usual for Yorkshire BS to only issue the offer once my solicitor in Turvey is approved on their conveyancing panel? Yorkshire BS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Will our solicitor be asking questions about flooding during the conveyancing in Turvey.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Turvey. Some people will purchase a property in Turvey, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not qualified to give advice on flood risk, but there are a numerous searches that may be carried out by the buyer or by their lawyers which can give them a better understanding of the risks in Turvey. The standard information sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to discover whether the premises has suffered from flooding. If the property has been flooded in past and is not notified by the owner, then a purchaser may bring a claim for damages resulting from an incorrect response. The purchaser’s solicitors should also order an environmental report. This will indicate whether there is a recorded flood risk. If so, further inquiries should be conducted.

The deeds to my property are lost. The lawyers who handled the conveyancing in Turvey 5 years ago no longer exist. What do I do?

You no longer need to have the physical original deeds to evidence that you own the land or premises, as the Land Registry have everything they need in a digital format.

There are a lot of properties in Turvey on unadopted lanes. We are buying one such property. Are there any advantages to purchasing a house on a private road?

Turvey conveyancing firms will be familiar with conveyancing propertieson private. The lawyer will review the Land Registry data to identify any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that owners make annual payments for the upkeep of the road. Where there is one, the road should be maintained and appear nicer than publicly adopted.