How do I check that the solicitor conducting my conveyancing in Milton Keynes is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus paying £175.00 in additional legal costs.

Please do take advantage of the find a lender approved solicitor tool on this site. Pick the mortgage company and type ‘Milton Keynes’ or your location and you will be presented with numerous conveyancers offices in Milton Keynes or by proximity to you.

We previously selected conveyancing lawyers based in Milton Keynes on the Yorkshire BS solicitor panel. They are now charging me a further sum for handling the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?

Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to charge a fee for this. This charge is not dictated by Yorkshire BS but by your Milton Keynes property lawyer. Plenty of firms on the Yorkshire BS panel will levy ’dealing with mortgage’ fee but some firms include it on their overall fee.

We are getting a further advance on our home loan from Skipton as we wish to carry out improvements to our property in Milton Keynes. Do we need to choose a bricks and mortar Milton Keynes solicitor on the Skipton conveyancing panel to handle the paperwork?

Skipton don't usually appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton panel.

I had a mortgage agreed in principle with TSB. Milton Keynes conveyancing solicitors are chosen. How long does it take for TSB to send the offer to the conveyancing practitioner?

Some lenders take longer than others. Have TSB conducted the valuation? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Just acquired a detached house in Milton Keynes , What is the estimated time for the Land Registry to record my ownership? My Milton Keynes conveyancing solicitor has been painfully slow, so I want to be sure the land registry aspects are dealt with.

As far as conveyancing in Milton Keynes registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether there are errors and whether the Land registry must send notices to any third persons or bodies. As of today approximately 80% of such applications are fully dealt with in less than three weeks but occasionally there can be extensive hold-ups. Historically registration takes place once the new owner is living at the premises therefore an expedited registration is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your lawyers must speak with the land registry and explain the circumstances.

I'm purchasing my first flat in Milton Keynes with the aid of help to buy. The builders refused to budge the price so I negotiated 6k of additionals instead. The house builders rep advised me not inform my solicitor about this side-deal as it will impact my mortgage with The Mortgage Works. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My father-in-law has suggested that I appoint his lawyers for conveyancing in Milton Keynes. Do I follow his advice?

Much as we are happy to recommend a Milton Keynes conveyancing lawyer it’s preferable to find a conveyancing solicitor is to get feedback from friends or family who have used the firm you're considering.