We are only a couple days away from an exchange on a house in Roade and my parents have sent the exchange deposit to my lawyer. I am now informed that as the deposit has not come from me my lawyer needs to disclose this to my bank. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company about my parents' contribution when I applied for the home loan, so is it really necessary for this now to hold matters up?

The conveyancing practitioner is legally required to clarify with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

As someone unfamiliar with the Roade conveyancing process what is the number one tip you can impart concerning the house moving process in Roade

You may not hear this from too many lawyers but conveyancing in Roade or throughout Northamptonshire is an adversarial process. In other words, when it comes to conveyancing there exists an abundance of room for conflict between you and others involved in the home moving process. For example, the vendor, selling agent and even potentially the mortgage company. Choosing a lawyer for your conveyancing in Roade is a critical decision as your conveyancer is your adviser, and is the ONLY person in the process whose interest is to protect your legal interests and to keep you safe.

We are witnessing a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. We recommend that you your first instinct should be to trust your lawyer ahead of the other players in the home moving process.

Do I need to pop into the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Roade so that I can pop in to their offices when needed.

Whereas this was necessary 12 years ago, almost all lenders no longer require their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to provide identification documents and there are still manifest advantages to instructing a local practitioner, in your case a conveyancing solicitor in Roade.

I decided to have a survey carried out on a property in Roade before appointing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks will not issue a loan on a flying freehold property.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Roade. Conveyancing may be slightly more expensive based on your lender's requirements.

We are 14 days into a residential purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Roade. I am am very disappointed with the quality of service. Could you help me find new conveyancers?

A lawyer would have to be very poor to suggest diss instructing them. Has the loan offer been sent? In the event that it has you must make them aware of the new contact details and have the loan are issued to the new lawyers. The solicitor ideally needs to be on the lenders panel to avoid escalating charges and delays. So that should be your starting point. The find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Roade