I am need of leasehold conveyancing for a flat in a fairly new development (seven years built) in Duston. 95% of the appartments are already disposed of. Do I need carry out the neighbourhood searches as part of conveyancing in Duston?
A big part of the Duston conveyancing process is the conveyancing searches. There are hundreds search providers who offer Duston conveyancing searches, as well straight from the local authority. These are known collectively as personal search providers due to them carrying out, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must secure their information from the local authority.
I am expecting a DIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Duston solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Duston solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
My offer was accepted on an apartment in Duston on 1/7/2025, valuation was booked 2 days later, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Are Co-operative entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a flat in Duston accepted, but there is a chain. The vendors have offered on a flat, however it’s not yet tied up, and have viewings of other flats in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Duston. What should be my next step? When should I get the mortgage application with Aldermore going?
It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx £1k, then survey, Duston conveyancing search costs, etc). First, you should ensure that your conveyancing practitioner is on the Aldermore conveyancing panel. As to the subsequent phase this very much dictated by the circumstances of your case, desire for this property and on the state of the market. In a buoyant market many purchasers would apply for the mortgage with Aldermore and arrange for the valuation and only if it comes back ok would they request their solicitor to press on with the conveyancing in Duston.
I know that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a house in Duston? or I am told that there is historic law that could mean that house owners residing in a parish church boundary will be compelled to pay for maintenance towards the chancel within the church. Is this appropriate for conveyancing in Duston?
Unless a previous purchase of the property took place after 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Duston to continue to propose a a chancel search and or insurance against a claim.
Due to the encouragement of my in-laws I had a survey completed on a property in Duston prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders tend refuse to grant a loan on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions from Nationwide. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Duston. Conveyancing will be smoother if you use a solicitor in Duston especially if they are acquainted with such properties in Duston.
I am 18 days into a freehold purchase having been recommend to solicitors by the selling agent to perform conveyancing in Duston. I am am very frustrated with the level of service. Could you help me find new lawyers?
They would need to be really bad in order to consider changing them. Has your mortgage been sent? If so you need to advise them of the new conveyancer and get the loan are issued to the new lawyers. The conveyancer should be on the lenders approved list to avoid added fees and frustration. So that should be your first question of the new conveyancers. The search tool can help you find a lender approved conveyancer for your home move in Duston