Am I correct in assuming that the fact that my solicitor in West Haddon is not listed on my mortgage company's conveyancing panel that there is a problem with the standard of her work?
That would more than likely be an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the West Haddon conveyancing firm and ask them why they are no longer on the approved list for your lender.
I am the registered owner of a freehold residence in West Haddon yet pay rent, why is this and what is this?
It’s unusual for properties in West Haddon and has limited impact for conveyancing in West Haddon but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
We are purchasing a property in West Haddon. I might seem paranoid but how we can trust a lawyer? At some point we have to put our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
This question may be naive but I am new to the home moving as a 1st time purchaser of a ground floor flat in West Haddon. Do I receive the keys to the premises on completion from my solicitor? If so, I will appoint a High Street conveyancing solicitor in West Haddon?
On the day of completion you will not be required to go to the conveyancers office in West Haddon. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's lawyers, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.
Our offer on a semi in West Haddon has been agreed to, the owners do nevertheless have a connected purchase. The sellers have put an offer on on an apartment, however it’s not been accepted yet, and have viewings of other flats in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in West Haddon. What should be my next step? At what point should I apply for the mortgage with Aldermore?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then valuation, West Haddon conveyancing search costs, etc). First, you should check that your solicitor is on the Aldermore conveyancing panel. As to the subsequent stages this very much dictated by the specifics of your transaction, motivation for the property and on the state of the market. During a buoyant market some purchasers will apply for the mortgage with Aldermore and pay for the valuation and only if it was satisfactory would they pay their solicitor to proceed with the conveyancing in West Haddon.
I used Arc property Solicitors a few years past for my conveyancing in West Haddon. Now, I need my files but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Haddon of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My father has urged me to use his lawyers for conveyancing in West Haddon. Do I take his recommendation?
Much as we are happy to recommend a West Haddon conveyancing lawyer it’s preferable to select a conveyancing practitioner is to get recommendations from friends or family who have actually used the firm that you are considering.