lenderpanel

Find a Northamptonshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Northamptonshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Northamptonshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Northamptonshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Northamptonshire

Can the conveyancing lawyers Indexed on your site execute auction conveyancing in Northamptonshire?

There are a few niche solicitors we can connect you with those specialising in auction conveyancing. Northamptonshire is one of hundreds of locations in which our lawyers cover.

I have just over seventy years unexpired on my lease and require a lease extension for my apartment in Northamptonshire. Conveyancing solicitors on the Platform panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/11/2021 the requirements read as follows :

Minimum 85 years unexpired from completion, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

My relative suggested that where I am buying in Northamptonshire I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes quoted for as part of the standard Northamptonshire conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Northamptonshire around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data concerning Northamptonshire.

I'm remortgaging my existing house to a buy to let loan with Coventry Building Society and intend to use the remaining equity as a down payment on another property. The neighborhood we are talking about is Northamptonshire. Will your conveyancers be able to act for the two lenders and tie in the two deals?

Do use our search tool on this site to be sure that the conveyancers are on the appropriate lender panels. On the basis that they are your lawyer should be able to tie up the two deals but you should have a chat with you lawyer and communicate your desired outcome and needs.

I have recently realised that I have Fifty years remaining on my flat in Northamptonshire. I am keen to get lease extension but my landlord is missing. What should I do?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to prove that you or your lawyers have made all reasonable attempts to track down the freeholder. In some cases a specialist may be helpful to try and locate and prepare a report to be accepted by the court as evidence that the landlord is indeed missing. It is advisable to get professional help from a property lawyer in relation to investigating the landlord’s absence and the application to the County Court overseeing Northamptonshire.

I purchased a studio flat in Northamptonshire, conveyancing was carried out April 1998. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Northamptonshire with a long lease are worth £190,000. The ground rent is £65 invoiced every year. The lease ends on 21st October 2082

With only 61 years remaining on your lease the likely cost is going to span between £19,000 and £22,000 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.

Last updated

Find out more about how flying freehold can affect your the value of a property.