lenderpanel

Find a Northamptonshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Northamptonshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Northamptonshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Northamptonshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Northamptonshire

My IFA says he needs my Northamptonshire law firm’s panel member for the Lloyds conveyancing panel. How do I discover this. I have e-mailed my local Northamptonshire office but they have not responded to me.

Have you tried contacting your Northamptonshire lawyer about this?. They maintain a central record lender panel numbers.

Why do I have to pay up front for conveyancing in Northamptonshire?

Where you are retaining lawyers for conveyancing in Northamptonshire your solicitor will request that you place them with funds to cover the the cost of the conveyancing searches. Generally this is needed to cover the fees of the Local Authority Search. When the deposit is as part of the purchase price then this should be needed shortly prior to contracts are exchanged. The final balance that is due will be payable a few days prior to the day of completion.

Have just purchased a probate house at auction in Northamptonshire. Conveyancing is required. What happens now?

Given that you have now to in every practical sense signed on the dotted line you now have to find a conveyancing lawyer quickly as you are faced with a pending a fixed date to complete the deal. An auction property will ordinarily have an associated legal pack. This should include evidence of title and search results. In the case of leasehold premises the conveyancing pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You should pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that that you have the requisite funding in place to complete on the on the contractual date .

I happen to be the single beneficiary of my late father’s estate and I have everything in my name alone, including the house in Northamptonshire. Conveyancing formalities meant that the Land Registry date was in April. I plan to dispose of the house. I do know about the CML 6 month 'rule', which means that my proprietorship may be regarded the same way as though I had purchased the property in April. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. many mortgage companies would take a sensible view as this requirement chiefly exists to pick up on subsales or the wholesaling and assigning of properties.

My wife and I are spending time viewing houses in Northamptonshire and I am now considering a potential offer. Should I already have a lawyer in place at this stage? I am planning to take a mortgage with Nottingham.

It would be prudent to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are obtaining a mortgage with Nottingham, make sure you remember to check that your lawyer is on the Nottingham conveyancing panel.

My wife and I purchased a semi-detached Victorian property in Northamptonshire. Conveyancing solicitor acted for me and Halifax. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same property. Is it worth asking Halifax to clarify?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Northamptonshire and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing solicitor who conducted the purchase.

As co-executor for the will of my grandfather I am disposing of a property in Swansea but live in Northamptonshire. My lawyer (based 260 kilometers from meneeds me to execute a statutory declaration before completion. Could you suggest a conveyancing lawyer in Northamptonshire who can attest and place their company stamp on the document?

Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Northamptonshire based

Last updated

Find out more about how flying freehold can affect your the value of a property.