My wife and I have just bought a house in Northamptonshire. We have since encountered a number of problems with the house which we consider were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been conducted for conveyancing in Northamptonshire?
The query is vague as to the nature of the problems and if they are unique to conveyancing in Northamptonshire. Conveyancing searches and due diligence initiated as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a seller completes a questionnaire called a SPIF. If the information provided is misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Northamptonshire.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Northamptonshire. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/4/2024, the requirements read as follows :
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Northamptonshire is the location of the property. What do you suggest?
Flying freeholds in Northamptonshire are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Northamptonshire you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Northamptonshire may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My company is wishing to lease a unit on a shopping parade. Can you recommend conveyancers offering fixed costs for non-domestic conveyancing in Northamptonshire for under 1500k?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Northamptonshire, including the disposal and purchase of businesses as well as simply property. If you are hoping to acquire or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. Regarding the fees these will vary based on the structure and nuances of the proposed transaction. Let us have your details or email us so that we may supply you with a fixed commercial conveyancing calculation.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Northamptonshire. I have stumble across a site which seems to have the ideal answer If it is possible to get all the legals completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?