I am buying a flat and need a conveyancing solicitor in Towcester who is on the Alliance & Leicester conveyancing. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Alliance & Leicester in certain locations such as Towcester. We dont recommend any particular firm.

Is it the case that all Towcester solicitor practices on the Virgin Money conveyancing panel are governed by the SRA?

As solicitors, in order to be on the Virgin Money conveyancing panel they would need to be regulated by the SRA. Some lenders do permit licenced conveyancers on their panel and in such a situation the firms would be governed by the Council of Licensed Conveyancers.

Last month we had a mortgage agreed in principle with Virgin Money. Towcester conveyancing lawyers were selected. How long does it take for Virgin Money to issue the offer to the conveyancer?

There is no definitive answer here. Have Virgin Money completed the valuation? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I currently have a mortgage with Skipton for my property in Towcester. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?

Your original mortgage agreement with Skipton will provide that you need their approval in advance of renting your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel solicitor.

I am looking for a conveyancing practitioner in Towcester for my purchase. Can I review a solicitor's record with the legal regulator?

You may read documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.

I am intending to let out my leasehold apartment in Towcester. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Notwithstanding that your previous Towcester conveyancing solicitor is no longer around you can check your lease to check if it allows you to sublet the apartment. The rule is that if the deeds are silent, subletting is allowed. There may be a precondition that you must seek consent from your landlord or other appropriate person prior to subletting. The net result is that you cannot sublet in the absence of prior permission. Such consent is not allowed to be unreasonably turned down. If your lease does not allow you to sublet you will need to ask your landlord for their consent.

Leasehold Conveyancing in Towcester - Examples of Queries Prior to Purchasing

Does the lease have onerous restrictions? Be sure to discover if the the lease contains any adverse restrictions in the lease. For example some leases prohibit pets being permitted in certain buildings in Towcester. If you love the propertyin Towcester yet your dog can’t live with you then you will be faced hard choice. Generally speaking the outlay for major works are not included within maintenance charges, although there some managing agents in Towcester ask tenants to contribute towards a reserve fund and this is used to offset against major repairs or maintenance.

I have been looking for Towcester online conveyancing estimates. Can I be assured that all the Towcester law firms that are listed on your directory are on the bank conveyancing panel?

The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Towcester firm being on the lender conveyancing panel is incorrect.