Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Deanshanger so that I can pop in to their offices if necessary.
As opposed to twenty years ago, most banks no longer oblige their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over ID documents and there are still manifest advantages to choosing a local ayer, in your situation a conveyancing solicitor in Deanshanger.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The lawyers who dealt with the conveyancing in Deanshanger 4 years ago are no longer around. Will I be able to sell the house?
Assuming the title is registered the details of your proprietorship will be documented by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, locate your property and get up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
I have been on the look out for a ground for flat up to £305k and identified one round the corner in Deanshanger I like with a park and railway links nearby, the downside is that it's only got 52 years on the lease. I can't really find anything else in Deanshanger suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I am 18 days into a residential purchase having been referred to a firm by the high street agent to execute conveyancing in Deanshanger. I am am starting to be disappointed with the quality of service. Can you help me find new conveyancers?
They would have to be really poor in order to consider changing them. Has the mortgage been generated? If so you need to make them aware of the new lawyer and get the loan are re-sent. Your solicitor ideally should be on the mortgage company panel to avoid added charges and delays. That should be your first question of the new lawyers. The search tool should assist you in finding a lender approved solicitor for your home move in Deanshanger
My conveyancing in Deanshanger is completing on Friday, however the couple I am buying off wants to vacate the next day at at 2pm. Can I accept such a idea?
If you are having a mortgage then your property lawyer will require that the property isvacant on Friday - the lender will require it.