I am in the market for a low cost conveyancer. Do I opt for a national conveyancer or a local Houghton Regis conveyancing solicitor?

Established third party relationships is an important consideration when appointing conveyancing solicitors. Houghton Regis conveyancers benefit from long term relationships with mortgage brokers and Houghton Regis, local authorities, surveyors and other law firms meaning the whole process is going to be much smoother for you. Hosting vast knowledge of the local area also helps too.

My lawyer has informed me that flying freehold insurance is required on my purchase. What is the level of cover for Houghton Regis conveyancing?

The right level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Coventry Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

Is it the case that all Houghton Regis CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing panel?

It is true that some banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.

How can we know in advance if a Houghton Regis conveyancing solicitor on the Bank of Ireland panel is any good?

When it comes to conveyancing in Houghton Regis obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer carrying out your conveyancing.

Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who conducted the conveyancing in Houghton Regis 10 years ago are no longer around. What are my next steps?

You no longer need to have the physical deeds to establish that you own the land or premises, given that the Land Registry have everything they need in a digital format.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Houghton Regis is the location of the property. Is there any advice you can give?

Flying freeholds in Houghton Regis are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Houghton Regis you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Houghton Regis may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Are you able to confirm the scope of conveyancing provided by Houghton Regis conveyancing companies?

Generally most Houghton Regis conveyancing organisations will carry out a broad sphere of services to home and land proprietors, sellers, first time buyers, freeholders and tenants such as:

Private sale conveyancing in Houghton Regis or elsewhere in the country Domestic purchase conveyancing in Houghton Regis and also around the country Transferring equity for instance transfer of a share in a property purchase, disposal and subdivision of land Lifetime mortgages Boundary Disputes