We were about to instruct a conveyancing solicitor in Houghton Regis endorsed using your search tool but stumbled across alternative estimates via the web seem cheaper – why is this?
There are plenty of conveyancing outfits marketing at first sight what seems to be very low prices. We suggest that you think twice about how much you respect your own move to want to take 'cheap' risks over the quality of the legal work. Some hide fees deep into the terms of business. The conveyancers that we put forward for conveyancing in Houghton Regis neverbehave this way.
My partner and I are refinancing our flat in Houghton Regis with Lloyds. We have a son 19 who lives with us. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this form unique to the Lloyds conveyancing panel as he never had to sign this form when we bought 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Lloyds. This is solely used to protect Lloyds if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Lloyds had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Houghton Regis so that I can attend their offices if required.
Most conveyancing panel lawyers for banks carry out their communications via the post, internet or over phone calls. This enables them to conduct the conveyancing transaction regardless of where you live in England or Wales. However you can check if you have the option of going to the offices of your conveyancing lawyer if you prefer.
I bought my apartment on 3 January and my personal details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Houghton Regis said it would be dealt with in a couple of weeks. Are properties in Houghton Regis uniquely lengthy to register?
There is nothing unique about conveyancing in Houghton Regis registration formalities. Rather than based on location, timeframes can differ according to who lodges the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. As of today approximately 80% of submission are completed in less than three weeks but occasionally there can be protracted delays. Historically registration takes place once the purchaser has moved in to the premises therefore post completion formalities is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.
How difficult is it to switch conveyancer as I need to select one who is on the Coventry Building Society conveyancing list. I had appointed a local conveyancing solicitor in Houghton Regis round the corner but the firm is not approved by Coventry Building Society
We will our best to assist in finding you a conveyancing solicitor in Houghton Regis on the Coventry Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Houghton Regis. Using search facility on this page, you can contrast charges for conveyancing solicitors in Houghton Regis and throughout England and Wales.