We are about to exchange contracts for a freehold house in Brent Park. We encountered a problem. The loan offer with Alliance & Leicester runs out on 18/6/2024 but the owners are insisting on a completion date of 20/6/2024. Is it possible to extend the mortgage offer?

The best person to address this issue is your conveyancer who will determine if he or she is better off negotiating with the bank, owner’s lawyers, estate agents or possibly all three given the history of your transaction as of today.

I am purchasing my first flat in Brent Park with a mortgage from Bank of Ireland. The sellers refused to reduce the price so I negotiated £7000 of extras instead. The estate agent advised me not inform my conveyancer about the side-deal as it could adversely affect my mortgage with Bank of Ireland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Brent Park is where the house is located. Can you offer any advice?

Flying freeholds in Brent Park are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Brent Park you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brent Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

We are four weeks into a leasehold purchase having been recommend to conveyancers by the high street agent to perform conveyancing in Brent Park. I am not happy. Can you you assist me in finding new conveyancers?

A lawyer would need to be really poor in order to consider changing them. Has your mortgage been generated? If so you need to advise them of the new lawyer and get the mortgage documents are issued to the new lawyers. Your new solicitor ideally should be on the lenders approved list to avoid supplemental fees and delays. That should be your starting point. The search tool should help you find a lender approved solicitor for your conveyancing in Brent Park

I've found a house that appears to be perfect, at a great figure which is making it all the more appealing. I have subsequently found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns buying a leasehold house in Brent Park. Conveyancing solicitors have are about to be instructed. Will they explain the issues?

The majority of houses in Brent Park are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Brent Park in which case you should be looking for a Brent Park conveyancing solicitor and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’spermission to carry out changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is part of an estate. Your conveyancer should report to you on the legal implications.

After months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Brent Park. Can we issue an application to the Residential Property Tribunal Service?

Most certainly. We can put you in touch with a Brent Park conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Brent Park premises is 7 Craven Park in June 2009. The tribunal considered it unnecessary to value the garage as an independent investment or to value each flat separately, providing that the marriage value calculation uses only the participating flats. Accordingly, the price determined by the Tribunal was £41,140 This case was in relation to 5 flats. The unexpired lease term was 73.14 years.