I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in West Hendon? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in West Hendon?
Unless a previous purchase of the premises took place after 12 October 2013 you can take it that solicitors carrying out conveyancing in West Hendon to remain encouraging a chancel search and or chancel repair liability insurance.
I'm purchasing a new build house in West Hendon with a loan from Barnsley Building Society. The sellers would not budge the amount so I negotiated 6k of extras instead. The property agent suggested that I not reveal to my solicitor about this side-deal as it would affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Taking into account that I will soon part with hundreds of thousands of pounds on a two bedroom apartment in West Hendon I would like to have a conversation with the solicitor concerning theconveyancing ahead of appointing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer due to be doing your conveyancing in West Hendon.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in West Hendon should be the figure that you are charged.
Last February I purchased a leasehold house in West Hendon. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the proprietor of a ground floor flat in West Hendon. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the amount due for the purchase of the freehold?
in cases where there is a missing landlord or where there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to make a decision on the sum to be paid.
An example of a Lease Extension matter before the tribunal for a West Hendon premises is First Floor Flat 61 Wilberforce Road in March 2014. The premium payable was £10,130 and the case was remitted back to the Willesden County Court to effect the Vesting Order (Claim No 3W103100). This case was in relation to 1 flat. The unexpired residue of the current lease was 71 years.
I am purchasing a house mortgage free. I have provided conveyancer with 2 distinct proof of photo identification, bank statement, numerous utility bills. Now he needs a copy from a probate lawyer advising that the funds are in order and that it has come from inheritance and not dealing E's in Ibiza.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your West Hendon conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.