Can you help? My Woodcote Green conveyancer is informing me me that she is duty bound toconduct Woodcote Green conveyancing searches asthe firm are on the Santanderapproved lawyer panel. These Woodcote Green searches cost a lot of money can this be avoided?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Woodcote Green conveyancing searches.
Do all mortgage companies provide you with an approved list of Woodcote Green conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?
Woodcote Green conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
It has been 2 months following my purchase conveyancing in Woodcote Green took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the guidance of my in-laws I had a survey completed on a property in Woodcote Green before appointing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may not issue a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Woodcote Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Woodcote Green to see if the conveyancing costs will increase in light of this.
What can I do to find out who owns a property in Woodcote Green?
Provided the property is registered with HM Land Registry, and you have sufficient details of the location of the premises, you will be able to obtain details from the HM Land Registry of the recorded proprietor for a a minimal charge.