I have been referred to a conveyancing solicitor in Totteridge. I need to find out whether they are on the HSBC Bank conveyancing panel. Could you advise?
You should contact your solicitor and enquire if they are on the lender panel. Otherwise you can get in touch with HSBC Bank who may be able to assist.
I am currently in the process of buying my council flat in Totteridge. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
Nottingham have agreed my home loan in principle, my bid on a property in Totteridge has been accepted, now what?
Your property agent will need to be advised as to your lawyer's details (ensure that the property lawyers are on the bank’s panel). Contact Nottingham or your financial adviser and finalise any outstanding forms. Nottingham will instruct a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Nottingham will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Totteridge.
I have finally had an offer on a flat in Totteridge accepted, but there is a chain. The owners have put an offer on somewhere, but it’s not yet agreed to, and have viewings of other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Totteridge. What do I do now? When should I get the mortgage application with Bank of Ireland started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx one thousand pounds, then survey, Totteridge conveyancing search charges, etc). The first course of action is to check that your solicitor is on the Bank of Ireland conveyancing panel. Concerning the next phase this very much depends on the specifics of your case, desire for this property and on the state of the market. In a hot market some purchasers will apply for a home loan with Bank of Ireland and pay for the valuation and only if it comes back ok would they request their solicitor to proceed with the conveyancing in Totteridge.
I used Action Conveyancing a few years ago for my conveyancing in Totteridge. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Totteridge of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a house in Totteridge before appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies tend refuse to issue a mortgage on such a house.
It varies from the lender to lender. Santander has different instructions from Halifax. If you contact us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Totteridge. Conveyancing will be smoother if you use a solicitor in Totteridge especially if they regularly deal with such properties in Totteridge.
As co-executor for the estate of my aunt I am selling a house in Neath but live in Totteridge. My lawyer (based 250 kilometers from mehas requested that I execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing lawyer in Totteridge to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Totteridge based