Find a Totteridge Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Totteridge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Totteridge home move at risk of delay or failure.

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Recently asked questions about conveyancing in Totteridge

Would the conveyancing solicitors listed on your site conduct conveyancing in Totteridge by way of an attended exchange?

There are a few conveyancing specialists carrying out attended exchanges. Do call us to secure a costs illustration and details as to availability.

What is the first thing I need to know about purchase conveyancing in Totteridge?

You may not hear this from too many lawyers but conveyancing in Totteridge or throughout North London is often a confrontational process. In other words, when it comes to conveyancing there exists lots of room for confrontation between you and others involved in the legal transfer of property. For example, the vendor, selling agent and even potentially a bank. Choosing a lawyer for your conveyancing in Totteridge should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the legal process whose role it is to act in your legal interests and to keep you safe.

Sometimes a third party with a vested interest will try and convince you that it is in your interests to do things their way. For instance, the estate agent may claim to be helping by suggesting your solicitor is dragging his heels. Or your mortgage broker may advise you to do something that is against your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I opted to have a survey completed on a house in Totteridge before instructing lawyers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not grant a mortgage on such a premises.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Totteridge. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Totteridge to see if the conveyancing costs will increase in light of this.

Am I best advised to instruct a Totteridge conveyancing lawyer based in the area that I am hoping to buy? We have a good friend who can carry out the conveyancing however her office is approximately 350miles away.

The benefit of a local Totteridge conveyancing firm is that you can drop in to execute documents, deliver your identification documents and pester them where appropriate. Having local Totteridge know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were impressed that should surpass using an unknown Totteridge conveyancing solicitor just because they are local.

If all goes to plan we aim to complete our sale of a £125,000 flat in Totteridge on Friday in a week. The management company has quoted £372 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Totteridge?

Totteridge conveyancing on leasehold apartments normally necessitates the purchaser’s lawyer submitting enquiries for the landlord to answer. Although the landlord is under no legal obligation to respond to these enquiries most will be willing to do so. They may charge a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is over three hundred pounds, in some transactions it is in excess of £800. The administration charge demanded by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration charges, otherwise the invoice is technically not due. Reality however dictates that you have no choice but to pay whatever is requested of you if you want to sell the property.

We have reached the end of our tether in negotiating a lease extension in Totteridge. Can this matter be resolved via the Leasehold Valuation Tribunal?

in cases where there is a missing landlord or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to determine the premium.

An example of a Lease Extension decision for a Totteridge property is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case affected 1 flat. The unexpired residue of the current lease was 76 years.

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Find out more about how flying freehold can affect your the value of a property.