As someone clueless as to the Mill Hill conveyancing process what’s the number one tip you can give me concerning the legal transfer of property in Mill Hill
Not many law firms shout this from the rooftops but conveyancing in Mill Hill or throughout England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there exists an abundance of room for conflict between you and other parties involved in the ownership transfer. E.g., the vendor, estate agent and sometimes the bank. Choosing a lawyer for your conveyancing in Mill Hill should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the legal process whose interest is to act in your legal interests and to keep you safe.
There is a distinct emergence of a "blame" culture- someone has to be blamed for the process taking so long. We recommend that you must always trust your conveyancer ahead of the other players when it comes to the legal assignment of property.
The deeds to my property are lost. The solicitors who dealt with the conveyancing in Mill Hill 5 years ago have long since closed. Will I be able to sell the house?
Assuming the title is registered the details of your proprietorship will be documented by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, identify your property and secure current copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
How does conveyancing in Mill Hill differ for new build properties?
Most buyers of new build premises in Mill Hill come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because house builders in Mill Hill typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mill Hill or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Mill Hill is where the house is located. Is there any guidance you can impart?
Flying freeholds in Mill Hill are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mill Hill you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mill Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How simple is it to swap conveyancer as I have to find one who is on the Godiva Mortgages Ltd conveyancing panel. I had appointed a high street conveyancing solicitor in Mill Hill round the corner but she is not accepted by Godiva Mortgages Ltd
It would be our pleasure to help you select a conveyancing solicitor in Mill Hill on the Godiva Mortgages Ltd panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Mill Hill. Using the find a conveyancing solicitor tool on this site, you can scrutinise fees for conveyancing solicitors in Mill Hill and throughout England and Wales.