I am considering applying for a RBS mortgage for purchase of a new build (under development) in Burnt Oak with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for RBS ?

In theory, you could use a solicitor that is not on the RBS conveyancing panel, but RBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

Can I be sure that the Burnt Oak conveyancing solicitor on the Principality panel is any good?

When it comes to conveyancing in Burnt Oak seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor carrying out your conveyancing.

My fiancee and I are in the process of viewing houses in Burnt Oak and I am now considering a potential offer. Is it advisable to have my conveyancing practitioner on ‘stand by’? I am planning to take a mortgage with Barclays.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are obtaining a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.

I am currently in the process of buying my council flat in Burnt Oak. I have a mortgage agreed with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.

How does conveyancing in Burnt Oak differ for newly converted properties?

Most buyers of new build premises in Burnt Oak contact us having been asked by the builder to sign contracts and commit to the purchase even before the house is ready to move into. This is because builders in Burnt Oak tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Burnt Oak or who has acted in the same development.

In sourcing the internet for the term on line conveyancing in Burnt Oak it shows results of numerous solicitorsin the vicinity. How do I determine which is the right solicitor for purchase transaction?

The ideal method of finding a suitable conveyancer is via personal testimonial, so seek the guidance of friends and relatives who have bought a property in Burnt Oak or the reputable estate agent or financial adviser. Fees for conveyancing in Burnt Oak vary, so it's advisable to request at least three fee estimates from different companies. Dont forget to clarify that the costs are guaranteed not to to be inflated.

I am hoping to complete next month on a leasehold property in Burnt Oak. Conveyancing lawyers have said that they report fully on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Burnt Oak should include some of the following:

An explanation as to the provision as set out in the lease to to contribute towards maintenance costs - in respect of the block, and the more general rights a leaseholder has Whether your lease has a provision for a reserve fund? You should have a good understanding of the insurance obligations What you can do if another leaseholder in the building breaches a clause of their lease?

I have had difficulty in trying to purchase the freehold in Burnt Oak. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Absolutely. We can put you in touch with a Burnt Oak conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Burnt Oak premises is 20 Orchard Court Stonegrove in June 2009. The tribunal decided that a premium of £11,040 should be payable for the new lease This case related to 1 flat. The unexpired term as at the valuation date was 71.55 years.