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Find a Colindale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Colindale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Colindale home move at risk of delay or failure.

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Recently asked questions about conveyancing in Colindale

Are the Colindale conveyancing solicitors identified as being on the Santander conveyancing panel, together with their details provided by Santander?

Colindale conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.

My wife and I own a semi-detached Georgian property in Colindale. Conveyancing solicitor represented me and Nationwide Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Colindale and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing lawyer who carried out the work.

How does conveyancing in Colindale differ for newly converted properties?

Most buyers of new build property in Colindale approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Colindale typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Colindale or who has acted in the same development.

I decided to have a survey completed on a house in Colindale before retaining conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will refuse to give a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Colindale. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Colindale to see if the conveyancing will be more expensive.

Completion is due on our sale of a £300,000 apartment in Colindale next week. The managing agents has quoted £348 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Colindale?

Colindale conveyancing on leasehold apartments often involves the buyer’s lawyer submitting questions for the landlord to answer. Although the landlord is not legally bound to answer such questions most will be willing to do so. They are entitled to invoice a reasonable administration fee for responding to questions or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some situations it is in excess of £800. The management information fee levied by the landlord must be sent together with a summary of entitlements and obligations in respect of administration fees, without which the charge is technically not due. Reality however dictates that one has no option but to pay whatever is demanded should you wish to sell the property.

I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Colindale conveyancing firm to represent me?

if there is a absentee landlord or where there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the LVT to make a decision on the price.

An example of a Lease Extension matter before the tribunal for a Colindale flat is 27B Hillside in February 2010. the resulting premium, all other aspects of the valuation having been agreed between the parties was set at £8,250 This case related to 1 flat. The unexpired residue of the current lease was 70.25 years.

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Find out more about how flying freehold can affect your the value of a property.