I plan on purchasing property in Colindale. My Solicitor is not listed on the mortgage company solicitor panel. Am I still permitted to appoint my Colindale conveyancing solicitor notwithstanding that they are excluded from the mortgage company approved list?
One will need to have a property lawyer to complete the legal work required if you take out a mortgage to buy your property. The conveyancing practitioner will carry out all the appropriate investigations on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage paperwork is in order. You could appoint a Colindale conveyancing practitioner of your choosing. However, where the solicitor selected is not on the bank solicitor panel additional charges will be levied as separate legal representation will be need by the mortgage company. Lender panel applications can be submitted, so if your lawyer has not previously applied for membership they can do so.
Can the conveyancing lawyers that you recommend carry out auction conveyancing in Colindale?
We know of a number of niche practitioners we can connect you with those who can conduct auction conveyancing. Colindale is one of our areas of where our lawyers have offices.
A friend recommended that where I am purchasing in Colindale I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Colindale conveyancing searches. It is a large document of about 40 pages, listing and detailing significant information about Colindale around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Colindale Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Colindale.
How does conveyancing in Colindale differ for newly converted properties?
Most buyers of new build property in Colindale contact us having been asked by the developer to sign contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Colindale tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Colindale or who has acted in the same development.
I have been sourcing a conveyancing practitioner in Colindale for my home move. Is there any facility to see a firm’s complaints history with the legal regulator?
One may review documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA may recorded call for training requirements.