I am not well enough to travel far from Burroughs, The. What is the rationale as to why all Burroughs, The conveyancers are not on all bank panels?
Mortgage Companies ordinarily restrict either the nature or the number of conveyancing practices on their panel. A common example of such restriction(s) being that the organisation needs to have two or more partners. As well as restricting the structure of firm, some have made a decision to limit the size of their panel they use to act for them. It is worth noting that lenders have no liability for the accuracy of advice supplied by any Burroughs, The conveyancer on their panel. Mortgage fraud was the primary trigger for the rationalisation of conveyancing panels in the last decade even though there are conflicting views about the extent of solicitor involvement in some of that fraud. Data from HMLR exposes that thousands of conveyancing organisations only conduct a couple of conveyances annually. Those advocating conveyancing panel consolidation question why law firms should have the right to be on a conveyancing panel when clearly property law is not their speciality?
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Burroughs, The. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/12/2025, the requirements read as follows :
A friend pointed out to me me that in buying a property in Burroughs, The there could be various restrictions preventing external changes to a property. Is this right?
There are a number of properties in Burroughs, The which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Burroughs, The should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you help - my lawyer says that flying freehold insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Burroughs, The?
The right level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and The Royal Bank of Scotland. Conveyancing practitioners as opposed to borrowers take out such insurances.
I am due to exchange contracts on my apartment. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Aldermore are being problematic. The Burroughs, The solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Just had an offer accepted on a new build flat in Burroughs, The. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Burroughs, The
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Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan.
Due to the input of my in-laws I had a survey completed on a house in Burroughs, The before appointing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some lenders will not give a loan on this type of property.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Burroughs, The. Conveyancing may be slightly more expensive based on your lender's requirements.