It is is a decade since I bought my property in Golders Green. Conveyancing lawyers have now been retained on the sale but I can't track down my title deeds. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be with the mortgage company or they could be in the possession of the solicitor who handled your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Golders Green relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
I am buying a semi-detached house in Golders Green. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Golders Green you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Golders Green.
I require fast conveyancing in Golders Green as I am faced with pressure to exchange contracts within one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you are at liberty not to have searches carried out although no solicitor would advise that you don't. With lots of history conveyancing in Golders Green the following are examples of issues that can be revealed and adversely impact market value: Enforcement Actions, Outstanding Charges, Overdue Grants, Railway Schemes,...
Should I be suspicious by 3rd parties that I am dealing with are encouraging me to use a web based conveyancing firm rather than a local Golders Green conveyancing practice?
As is the case with lots of professional services, often input from relatives can be very helpful. Nevertheless there are many players in a conveyancing transaction; estate agents, financial adviser and mortgage companies might all put forward lawyers to select. Sometimes the conveyancers might be known to one of the organisations as experts in their field, but sometimes there might be a financial incentive behind the endorsement. You have the right to appoint your preferred lawyer. Don't forget that the majority of mortgage providers operate an approved list of law firms you have to use for the lender aspect of your house move.
Should I cancel the direct debit for my mortgage with Bank of Ireland once a completion date for my home sale in Golders Green has been agreed?
You are best advised to continue meeting any mortgage payments to Bank of Ireland pending the mortgage being paid off on completion as part of your Golders Green conveyancing.