This question may be naive but I am unseasoned as FTB of a garden flat in Finchley. Do I receive the keys to the house on the completion date from my solicitor? If this is the case, I will find a local conveyancing solicitor in Finchley?
On the day of completion you will not be required to go to the conveyancers office in Finchley. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s lawyers, and once they have received this, you will be able to collect the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.
The formalities of my purchase has taken place for my property in Finchley. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Lloyds have agreed my home loan in principle, my offer on a house in Finchley has been agreed to, what happens next?
Your estate agent will want to know who your solicitors are (be sure the solicitors are on the lender’s approved list). Telephone Lloyds or your broker and complete any outstanding paperwork. Lloyds will appoint a valuer who will get in contact with the estate agent or owners to schedule a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Lloyds will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Finchley.
It has been 4 months following my purchase conveyancing in Finchley concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a property in Finchley ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks tend not issue a loan on this type of home.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Finchley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Finchley to see if the conveyancing costs will increase in light of this.
Is it possible to change solicitor as I have to select one who is on the Halifax conveyancing list. I had appointed a local conveyancing solicitor in Finchley five minutes from me but he is not approved by Halifax
It would be our pleasure to assist you find a conveyancing solicitor in Finchley on the Halifax panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Finchley. In utilising the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Finchley.
As co-executor for the will of my grandmother I am selling a house in Swansea but live in Finchley. My lawyer (approximately 260 miles awayhas requested that I sign a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Finchley who can witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Finchley based