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Find a East Finchley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in East Finchley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your East Finchley conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised East Finchley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in East Finchley

I own a freehold residence in East Finchley but still invoiced for rent, why is this and what is this?

It is rare for properties in East Finchley and has limited impact for conveyancing in East Finchley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

What can a local search tell me about the property we're buying in East Finchley?

East Finchley conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search is essential in every East Finchley conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

My wife and I have a renovated Victorian house in East Finchley. Conveyancing practitioner represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in East Finchley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.

Are there any apps to help locate a East Finchley solicitor on the Santander conveyancing panel? I drive a motor bike and am happy to travel upto 25kilometers to meet the conveyancer.

Feel free to make use of the facility on this website. Please choose the mortgage company and your location and you will see a number of East Finchley conveyancing lawyers locally. We have detailed some East Finchley conveyancing firms at the bottom of this page and you can telephone them to see whether they are on the Santander approved list

I today plan to offer on a house that appears to meet my requirements, at a reasonable price which is making it all the more appealing. I have just discovered that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in East Finchley. Conveyancing lawyers have are soon to be instructed. Will they explain the issues?

Most houses in East Finchley are freehold and not leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in East Finchley in which case you should be looking for a East Finchley conveyancing solicitor and check that they are used to advising on leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’spermission to carry out alterations. You may also be required to pay a service charge towards the upkeep of the estate where the property is located on an estate. Your conveyancer will appraise you on the various issues.

I am the leaseholder of a ground floor flat in East Finchley. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the premium payable for the purchase of the freehold?

in cases where there is a absentee landlord or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to assess the premium.

An example of a Lease Extension decision for a East Finchley residence is Ground Floor 110 Station Road in June 2013. The Tribunal found that the premium payable for a lease extension should be £31,665. This case affected 1 flat. The number of years remaining on the existing lease(s) was 56.65 years.

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