We are planning to purchase with Norwich and Peterborough Building Society. I popped in a couple of high street practices yet am struggling to find a Colney Hatch conveyancing firm on the Norwich and Peterborough Building Society approved list. Please you assist?
You should take advantage of the search tool on this page. Pick the mortgage company and type Colney Hatch or your location and you will discover a number of lawyer offices in Colney Hatch or nearest you.
We are purchasing a flat in Colney Hatch. It might be a silly question but how we can trust a conveyancer? At some point we will need to put funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We previously appointed solicitors locally in Colney Hatch on the Virgin Money solicitor panel. They have just billed me an additional fee for handling the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your lawyer is entitled to charge a fee for this. This fee is not set by Virgin Money but by your Colney Hatch solicitor. Numerous firms on the Virgin Money panel will quote an ‘acting for lender’ fee but some practices include it on their overall fee.
I am due to exchange contracts on my house. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Virgin Money are being pedantic. The Colney Hatch solicitor who is on the Virgin Money conveyancing panel is recommending indemnity insurance as a solution but Virgin Money are requiring a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My friend recommended that if I am buying in Colney Hatch I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Colney Hatch conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Colney Hatch around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Colney Hatch Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Colney Hatch Education with plans and statistics, Local Amenities and other useful information about Colney Hatch.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a straight forward, no chain conveyancing. Colney Hatch is where the house is located. What do you suggest?
Flying freeholds in Colney Hatch are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Colney Hatch you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Colney Hatch may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I cannot attend my Colney Hatch conveyancing practitioners office to execute documents connected to my conveyancing in Colney Hatch – is this a problem?
You need not be concerned. Colney Hatch conveyancing solicitors can deal with home moves for clients throughout the rest of the country. It is not necessary for you to be able to attend a Colney Hatch conveyancers office. They can deal with all communications using post, email, telephone and fax.