Much to our surprise we have been notified by our IFA that my Chase Side property lawyer is not on the lender Conveyancing panel. What can I do to check?
You need to contact your Chase Side lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
Do all mortgage companies provide you with an approved list of Chase Side conveyancing solicitors? How do you know who is on the Aldermore conveyancing panel?
Chase Side conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
We previously chose solicitors located in Chase Side on the HSBC solicitor approved list. They have just invoiced me a separate amount for the legal aspects of the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor may levy a fee for this. This fee is not set by HSBC but by your Chase Side solicitor. Numerous firms on the HSBC panel will quote an ‘acting for lender’ fee and others do not.
We have agreed to purchase a house in Chase Side. An unusual aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Co-operative your lawyer must follow the conveyancing instructions outlined in Section two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook includes minimum conditions for solar panel roof-space leases, and lawyers are required to report to Co-operative where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties nationwide and is not isolated to Chase Side.
I am currently in the process of buying my council flat in Chase Side. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
I require expedited conveyancing in Chase Side as I am under a deadline to exchange contracts within one month. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are not getting a mortgage you are at free not to have searches conducted although no law firm would advise that you don't. Drawing on our experience of conveyancing in Chase Side the following are examples of issues that can appear and adversely impact the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...
I have been sourcing a conveyancing solicitor in Chase Side for my home move. Can I see a firm’s complaints history with the profession’s regulator?
Members of the public can search for documented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training requirements.