My husband and I are purchasing property in Chase Side. My Solicitor is not listed on the mortgage company approved list. Can I still retain my Chase Side conveyancing solicitor even though they are excluded from the bank approved list?

You will need to instruct a to deal with the formalities when you take out a loan to buy your property. The will conduct all the necessary legal checks on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. One may appoint a Chase Side of your choice. However, if the selected is not a member of the lender approved list further fees will be levied as separate legal representation will be need by the lender. Conveyancing panel applications can be submitted, so provided your conveyancer has not in the past applied for membership they should take the opportunity to apply.

When reading moneysavingexpert.com for an affordable lawyer in Chase Side, most say that I must look for a CQS kitemarked solicitor. Can you explain what CQS is?

The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in the legal transfer of properties, trusted by some of the UK's biggest mortgage companies. Four years ago the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). CQS is not a scheme offered by the Council of Licensed Conveyancing. Chase Side is one of the many areas in England and Wales where there are CQS lawyers.

I have recentlybeen informed that Stirling Law have closed. They conducted my conveyancing in Chase Side for a purchase of a leasehold apartment 10 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chase Side conveyancing specialists.

I was recommended by numerous selling agents in Chase Side to get a quote from a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to market your lawyers over alternative conveyancing organisations?

We refuse to make any referral fee for sending work to this site. We found it would be just too difficult to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.

Leasehold Conveyancing in Chase Side - A selection of Queries before buying

Is the freehold reversion owned collectively by the leaseholders? Are any of leasehold owners in dispute over their service charge payments? You will want to discover as much as possible concerning the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to practical matters such as the tidiness of the communal areas. Enquire of prospective neighbours what they think of their service. On a final note, investigate as to the dates that you are obliged pay the service charge to the relevant party and precisely what you get for your money.