Just contacted my conveyancing lawyer in Cockfosters who acted for me two years ago and wanted a conveyancing quote based on the same type of house move (a leasehold residence and a freehold premises) of similar values with a mortgage from Virgin Money. I am now being charged double. Am I right to be tempted to shop around for an alternative property lawyer?
The estimate does seem a little steep. Where you are willing to invest time comparing prices you could get the conveyancing a bit cheaper by say a hundred pounds. That being said, assuming were content with the legal work the firm offered you mightlive to rue choosing an an untested solicitor. Don't forget to be sure the solicitor can also act for Virgin Money. Do make use of our search tool to find a Cockfosters conveyancing firm on the Virgin Money approved list of lawyers, which can often include conveyancing solicitors in Cockfosters.
We note that you have a search directory listing law firms on the HSBC conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Cockfosters?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cockfosters.
We previously chose conveyancers located in Cockfosters on the Virgin Money solicitor panel. They are now charging me an additional amount for handling the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your property lawyer is entitled to levy a fee for this. This fee is not set by Virgin Money but by your Cockfosters solicitor. Plenty of firms on the Virgin Money panel will charge an ‘acting for lender’ fee and others do not.
The formalities of my remortgage has taken place for my property in Cockfosters. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I was told three weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Cockfosters is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
The deeds to my house can not be found. The conveyancers who dealt with the conveyancing in Cockfosters 10 years ago have long since closed. What are my options?
As long as the title is registered the details of your proprietorship will be held by HMLR under a Title Number. It is easy to execute a search at the Land Registry, identify your house and obtain up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
I am thinking of appointing a conveyancing practitioner in Cockfosters for my remortgage. Is there any facility to see a firm’s record with the legal regulator?
One may read published Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may recorded call for training requirements.