It is 10 years ago since I bought my property in Osidge. Conveyancing solicitors have recently been appointed on the sale but I can't find the title deeds. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be with your lender or they could be archived with the lawyers who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Osidge relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I am remortgaging my flat in Osidge, does my lawyer need to be on the HSBC Solicitor panel?
There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
It has been four months following my purchase conveyancing in Osidge took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I need to instruct a conveyancing lawyer in Osidge for my remortgage. Is it possible to see a solicitor's complaints history with the profession’s regulator?
Anyone may review published Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.
What advice can you give us when it comes to choosing a Osidge conveyancing firm to deal with our lease extension?
When appointing a solicitor for lease extension works (regardless if they are a Osidge conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non Osidge conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be helpful:
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If they are not ALEP accredited then why not? What volume of lease extensions has the firm conducted in Osidge in the last twenty four months?
After months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Osidge. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee landlord or where there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to determine the price.
An example of a Freehold Enfranchisement matter before the tribunal for a Osidge flat is 23 Beaconsfield Road in July 2013. The Tribunals decided that the amount payable was £31,203 for the freehold. This case affected 2 flats. The unexpired term was 70.31 years.