I am currently in the process of buying my council flat in New Southgate. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
The formalities of my remortgage has taken place for my property in New Southgate. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
About to purchase flat in New Southgate. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the New Southgate solicitor is on the TSB conveyancing panel.
Due to the input of my in-laws I had a survey completed on a house in New Southgate in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders may not grant a mortgage on such a premises.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in New Southgate. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my property. My former lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in New Southgate if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in New Southgate. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I have been sourcing a conveyancing solicitor in New Southgate for my house move. Can I check a firm’s record with the legal regulator?
Members of the public may review published Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator may monitor call for training reasons.
I need to find a mortgage company panel solicitor in New Southgate. Could you help me?
It is not clear why you need a New Southgate panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in New Southgate are on their panel . If you do find such a firm in New Southgate not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site